
S HWY 475, OXFORD, FL, 34484
Active128 days on marketListed Mar 18, 2026MLS #S5145975
About this home
S HWY 475
This lot is positioned in North Sumter County just minutes from The Villages, this 9.7-acre parcel offers a rare opportunity for buyers seeking flexibility, space, and long-term upside. Zoned A-1 Agricultural, the property allows for multiple use options including a custom homesite, manufactured or modular housing, agricultural use, or a strategic land hold as growth continues expanding outward from The Villages. With approximately $15/year in property taxes and no HOA restrictions, this property provides a low holding cost while preserving maximum control over how the land is used. Whether you’re looking to build now, invest for future appreciation, or create a private retreat with room to expand, this property checks the boxes. Convenient access to major roadways, shopping, dining, and one of the fastest-growing areas in Central Florida adds to its long-term appeal. Opportunities like this—offering size, location, zoning flexibility, and low carrying costs—are becoming increasingly limited in this area. Contact for full property details, land use options, and potential build strategies. Ideal for horses, cattle, or a custom-built estate, this beautiful grazing land provides the flexibility to create the lifestyle you envision today while positioning yourself near continued growth and expansion in the surrounding area. Just minutes from The Villages, shopping, dining, medical facilities, and entertainment, you’ll enjoy the tranquility of rural living without feeling disconnected. Whether you’re building your dream home, establishing a working homestead, or securing land in a strategic corridor of North Sumter County, this property delivers both immediate enjoyment and future potential.
Facts & features
The home at a glance
9.66 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,060 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,060/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Oxford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oxford. See the full Oxford guide →
OXFORD 34484 — neighborhood snapshot
Population
5,409
Median age
51.1
Median income
$90,826
Median home value
$375,800
Avg household
2.18
Households w/ children
509
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oxford market
$326K → $360K
Oxford median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
Median sold price, Oxford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the OXFORD 34484 median. See the full Oxford market guide →
Paper trail
This home's history
Reality check
What actually sold near S HWY 475
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$485,000
1427 NW 102ND BOULEVARD
2 bd · 1 ba · 710 sqft · $683/sqft · 6 DOM
Sold · Apr ’26$377,000
602 NW 111TH LANE
3 bd · 2 ba · 1,780 sqft · $212/sqft · 219 DOM
Sold · Jun ’26$469,000
258 NW 122ND AVENUE
3 bd · 2 ba · 1,920 sqft · $244/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about S HWY 475 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for S HWY 475 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
S HWY 475 FAQs
What would the monthly payment be for S HWY 475?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,060/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on S HWY 475?+
The most recent tax bill on record (2025) was $15. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Oxford?+
At $299,999, this home is listed about 25% below the Oxford median of $402,000. The market section on this page shows how the area is trending.
Which schools are assigned to S HWY 475?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Malique Roberson. MLS #S5145975.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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