David Ramirez

S HWY 475, OXFORD, FL, 34484

Active128 days on marketListed Mar 18, 2026MLS #S5145975

Priced 29% below the OXFORD 34484 median

About this home

S HWY 475

This lot is positioned in North Sumter County just minutes from The Villages, this 9.7-acre parcel offers a rare opportunity for buyers seeking flexibility, space, and long-term upside. Zoned A-1 Agricultural, the property allows for multiple use options including a custom homesite, manufactured or modular housing, agricultural use, or a strategic land hold as growth continues expanding outward from The Villages. With approximately $15/year in property taxes and no HOA restrictions, this property provides a low holding cost while preserving maximum control over how the land is used. Whether you’re looking to build now, invest for future appreciation, or create a private retreat with room to expand, this property checks the boxes. Convenient access to major roadways, shopping, dining, and one of the fastest-growing areas in Central Florida adds to its long-term appeal. Opportunities like this—offering size, location, zoning flexibility, and low carrying costs—are becoming increasingly limited in this area. Contact for full property details, land use options, and potential build strategies. Ideal for horses, cattle, or a custom-built estate, this beautiful grazing land provides the flexibility to create the lifestyle you envision today while positioning yourself near continued growth and expansion in the surrounding area. Just minutes from The Villages, shopping, dining, medical facilities, and entertainment, you’ll enjoy the tranquility of rural living without feeling disconnected. Whether you’re building your dream home, establishing a working homestead, or securing land in a strategic corridor of North Sumter County, this property delivers both immediate enjoyment and future potential.

Facts & features

The home at a glance

9.66 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$15/yr

Utilities & systems

UtilitiesElectricity Available · Other
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,060 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property tax — 2025 actual bill$1
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,500
Interest rate6.00%
Loan term

Estimated payment

$2,060/mo

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$1
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Oxford

Map of S HWY 475

Drive times from this address

Downtown Orlando59 min
Universal Orlando61 min
Walt Disney World69 min
Orlando Int’l Airport (MCO)73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oxford. See the full Oxford guide →

OXFORD 34484 — neighborhood snapshot

Population

5,409

Median age

51.1

Median income

$90,826

Median home value

$375,800

Avg household

2.18

Households w/ children

509

For the school run

Sumter County School District

ElementaryWildwood Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oxford market

Seller’s marketLeans buyer7.5 months of inventoryBuyer’s market

$326K$360K

Oxford median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

Median sold price, Oxford, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% below the OXFORD 34484 median. See the full Oxford market guide →

Paper trail

This home's history

Mar 18, 2026Listed at $299,999 · 128 days on market since

Reality check

What actually sold near S HWY 475

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1427 NW 102ND BOULEVARDSold · May ’26

$485,000

1427 NW 102ND BOULEVARD

2 bd · 1 ba · 710 sqft · $683/sqft · 6 DOM

602 NW 111TH LANESold · Apr ’26

$377,000

602 NW 111TH LANE

3 bd · 2 ba · 1,780 sqft · $212/sqft · 219 DOM

258 NW 122ND AVENUESold · Jun ’26

$469,000

258 NW 122ND AVENUE

3 bd · 2 ba · 1,920 sqft · $244/sqft · 41 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about S HWY 475 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for S HWY 475 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

S HWY 475 FAQs

What would the monthly payment be for S HWY 475?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,060/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on S HWY 475?+

The most recent tax bill on record (2025) was $15. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Oxford?+

At $299,999, this home is listed about 25% below the Oxford median of $402,000. The market section on this page shows how the area is trending.

Which schools are assigned to S HWY 475?+

Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · Malique Roberson. MLS #S5145975.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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