David Ramirez
$477,000$499,9003 bd2.5 ba2,450 sqft$195 /sqft$3,847 /mo all-in ↓

113 TIVOLI TRACE CT, POINCIANA, FL, 34759

Active149 days on marketListed Mar 11, 2026MLS #S5145595

Reduced $23KWaterfrontSingle Family ResidenceSOLIVITA PH 06B

About this home

113 TIVOLI TRACE CT

OPERETTA MODEL WITH EXPANSIVE WATER & GOLF COURSE VIEWS! NEW WATER HEATER JUST INSTALLED JULY 2026. Located in the desirable Bella Viana subdivision of Solivita, this beautifully maintained home is situated on a quiet CUL-DE-SAC and positioned on one of the largest lots in Solivita—an IMPRESSIVE 0.43 ACRES—offering exceptional PRIVACY along with breathtaking views. This spacious home features 3 bedrooms, 2.5 bathrooms, and a versatile DEN with DOUBLE DOORS, ideal for a home office, hobby room, library, or additional guest space. A brand-NEW ROOF was installed in April 2025, adding peace of mind for years to come. HVAC was replaced in 2022. The open and inviting FLOOR PLAN showcases a bright kitchen with TWO SKYLIGHTS, newer STAINLESS-STEEL appliances, 42-inch wood cabinets with convenient lower PULL-OUT SHELVES, corian countertops, and a beautiful tumbled stone backsplash. The kitchen flows seamlessly into the family room, making it ideal for relaxing or entertaining. CROWN MOLDING throughout adds an elegant finishing touch. The PRIMARY SUITE features a TRAY CEILING, sliding doors leading to the lanai, and two WALK-IN CLOSETS. The spacious ENSUITE BATH offers raised vanities, DUAL SINKS, a SOAKING TUB, and a walk-in shower. A split floor plan provides privacy for guests, with the second and third bedrooms located on the opposite side of the home and sharing a convenient full bathroom with a tub/shower combination. Step outside to the EXTENDED and covered lanai, the perfect setting to relax and take in the serene WATER and GOLF COURSE VIEWS!!!. Additional features include a laundry closet with WASHER and DRYER INCLUDED, a HALF BATH, and a two-car garage PLUS a GOLF CART GARAGE with a UTILITY SINK for added convenience. Enjoy the best of resort-style living in Solivita, a vibrant 55+ community offering world-class amenities including championship golf, fitness centers, swimming pools, dining, clubs, and endless social activities. Schedule your private tour today and experience everything this beautiful home and community have to offer! The HOA: - maintains the LANDSCAPING & IRRIGATION systems in the common areas as well as at individual homesites - maintains the roads throughout the community - PROVIDES SECURITY with gate guards and mobile patrols including the Polk County Sheriff - allows AUTOMATED GATE ACCESS for residents via license plate readers - provides residents with Fiber Optic Internet & TV service.***Poinciana Lakes Plaza is a MAJOR NEW SHOPPING CENTER directly across from the Solivita Main Gate. It features Sprouts Grocery, TJ MAXX, Ross, Burlington, Rack Room Shoes, 5 Below, Ulta, Outback, First Watch, 5 Guys, Panda Express, Bojangles, Jersey Mike's Subs, 5 Guys, Papa John's Pizza, Burrito Bar, Cold Stone Creamery, Urgent Care, Dentist, Hand & Stone Massage, America's Best Eyeglasses, Crunch Fitness, Hair Cuttery, Petco, TD Bank, Verizon Mobile, PLUS MORE TO COME.***

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,450

Sqft

0.43 ac

Lot size

2

Garage

2006

Year built

One

Levels

$195

Per sqft

WaterfrontWater view55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Open Floorplan · Skylight(s) · Solid Wood Cabinets · Split Bedroom · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouthwest
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Lighting · Rain Gutters · Sliding Doors

Community & fees

HOA fee$299/mo
Taxes (2025)$4,426/yr
PetsYes
CommunityFishing · Lake · Waterfront · Association Recreation - Lease · Buyer Approval Required · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Handicap Modified · Irrigation-Reclaimed Water · Park · Playground · Pool · Restaurant · Sidewalks · Special Community Restrictions · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesElectricity Connected · Fiber Optics · Fire Hydrant · Private · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,847 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,808
FHA mortgage insurance (est.)$211
Property tax — 2025 actual bill$369
HOA fee — from the listing$299
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,695Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,695
Interest rate6.00%
Loan term

Estimated payment

$3,847/mo

Principal & interest$2,808
FHA mortgage insurance (est.)$211
Property taxes (actual bill)$369
HOA / condo fee$299
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $477K
$428KedgeAI estimate $461,390 · range $446K$499K$519K

vs edgeAI estimate

+3.4%

$/sqft vs Poinciana actives

$195 vs $180

Days on market

149 vs 21 typical

Where $195/sqft sits among the 191 Poinciana actives

31
38
41
35 · this home
26
20
$139–155$155–171$171–187$187–203$203–219$219+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Solivita

Map of 113 TIVOLI TRACE CT inside its neighborhood boundary

Drive times from this address

Walt Disney World37 min
Universal Orlando46 min
Orlando Int’l Airport (MCO)49 min
Downtown Orlando50 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Poinciana. See the full Poinciana guide →

Solivita — neighborhood snapshot

Population

7,195

Median age

69

Median income

$65,133

Median home value

$323,540

Avg household

2

Households w/ children

196

For the school run

Polk County School District

ElementaryPalmetto Elementary School★★★★★
MiddleLake Marion Creek Middle School★★★★
HighHaines City Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Poinciana market

Seller’s marketBalanced5.9 months of inventoryBuyer’s market

$298K$285K

Poinciana median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

47 of 191

Poinciana actives have cut their price

Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 118% above the POINCIANA 34759 median. See the full Poinciana market guide →

Paper trail

This home's history

CurrentPrice reduced to $477,000 $23K
Mar 11, 2026Listed at $499,900 · 149 days on market since
2006Built · SOLIVITA PH 06B

Reality check

What actually sold near 113 TIVOLI TRACE CT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

317 SORRENTO ROADSold · Nov ’25

$498,000

317 SORRENTO ROAD · same community

3 bd · 2.5 ba · 2,450 sqft · $203/sqft · 14 DOM

469 SORRENTO ROADSold · Apr ’26

$480,000

469 SORRENTO ROAD · same community

3 bd · 3.5 ba · 2,616 sqft · $183/sqft · 288 DOM

324 SORRENTO RDSold · Oct ’25

$375,000

324 SORRENTO RD · same community

2 bd · 2 ba · 2,038 sqft · $184/sqft · 40 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 113 TIVOLI TRACE CT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 113 TIVOLI TRACE CT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

113 TIVOLI TRACE CT FAQs

What would the monthly payment be for 113 TIVOLI TRACE CT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,847/mo — principal and interest, the actual property-tax bill, the $299/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 113 TIVOLI TRACE CT?+

The association fee works out to $299 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 113 TIVOLI TRACE CT?+

The most recent tax bill on record (2025) was $4,426. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 113 TIVOLI TRACE CT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Poinciana?+

At $477,000, this home is listed about 65% above the Poinciana median of $289,900. The market section on this page shows how the area is trending.

Which schools are assigned to 113 TIVOLI TRACE CT?+

Palmetto Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$477,000 runs 118% above the POINCIANA 34759 median — but at 2,450 sqft it's also 47% larger than the typical Poinciana listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

149 days on market against a Poinciana median of 21 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $499,900, now $477,000 — a $23K cut. The full history is in the market section below.

Listing courtesy of BORCHINI REALTY · Yamile Osorio Varrone. MLS #S5145595.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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