David Ramirez
$469,900$534,9003 bd2 ba2,094 sqft$224 /sqft$3,600 /mo all-in ↓

1495 SKYLINE DRIVE, KISSIMMEE, FL, 34744

Active141 days on marketListed Mar 6, 2026MLS #S5145209

Reduced $65KPrivate poolSingle Family ResidenceHARBOUR OAKS UNIT 1

About this home

1495 SKYLINE DRIVE

Virtually Staged. SELLER ASSISTING WITH BUYER FINANCING, 2/1 BUYDOWN ON THE INTEREST RATE! Welcome to this wonderful 3-bedroom, 2-bathroom completely renovated home offering nearly 2100 sq. ft. of living space in the highly desirable Harbour Oaks community in Kissimmee, Florida. This spacious residence is designed for both comfort and style, featuring an open-concept layout, modern finishes, and thoughtful upgrades throughout. This renovation includes NEW Roof-Soffits-Gutters, Interior and Exterior Paint, both Bathrooms and Kitchen rehabs with Quartz Stone counters, SS Appliances, Breakfast Bar, Wet Bar, Luxury Vinyl Flooring, Blinds and Ceiling Fans throughout, Pool Refinished, Painted Decks front and back, Wood Burning Fireplace, Oversized 2-Car Garage, Pool Gazebo and Vinyl Fenced backyard. Enjoy your own private outdoor oasis with a sparkling pool and huge back yard—perfect for year-round Florida living and entertaining. Located just minutes from Historic Downtown Kissimmee, you'll have convenient access to shopping, dining, and entertainment. You're also perfectly positioned with a quick commute the Florida Turnpike, Lake Nona Medical City, major theme parks, schools, shopping and dining and the stunning Space Coast beaches. With its generous floor plan, multiple living areas, and every exceptional upgrade, this remarkable home has it all. Don’t miss your chance—schedule your showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,094

Sqft

0.37 ac

Lot size

2

Garage

1973

Year built

One

Levels

$224

Per sqft

Private poolFireplaceGarden viewPets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Softener · Wine Refrigerator
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s) · Wet Bar
LaundryElectric Dryer Hookup · In Garage · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewGarden
FacesSouth
ParkingDriveway · Garage Door Opener · Oversized · Parking Pad
ExteriorPrivate Yard · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$16/mo
Taxes (2025)$5,404/yr
PetsYes
CommunityGolf Carts OK · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,600 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,766
FHA mortgage insurance (est.)$208
Property tax — 2025 actual bill$450
HOA fee — from the listing$16
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,447Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,447
Interest rate6.00%
Loan term

Estimated payment

$3,600/mo

Principal & interest$2,766
FHA mortgage insurance (est.)$208
Property taxes (actual bill)$450
HOA / condo fee$16
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $470K
$439KedgeAI estimate $538,519 · range $458K$731K$761K

vs edgeAI estimate

−12.7%

$/sqft vs Kissimmee actives

$224 vs $209

Days on market

141 vs 45 typical

Where $224/sqft sits among the 400 Kissimmee actives

75
98
99 · this home
54
39
35
$155–179$179–203$203–227$227–252$252–276$276+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Harbour Oaks

Map of 1495 SKYLINE DRIVE inside its neighborhood boundary

Drive times from this address

Walt Disney World36 min
Universal Orlando36 min
Orlando Int’l Airport (MCO)36 min
Downtown Orlando37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Kissimmee. See the full Kissimmee guide →

Harbour Oaks — neighborhood snapshot

Population

885

Median age

39

Median income

$136,012

Median home value

$419,200

Avg household

3

Households w/ children

128

For the school run

Osceola County School District

MiddleNeptune Middle School★★★★★
HighOsceola High School★★★★★
ElementaryPartin Settlement Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer8.9 months of inventoryBuyer’s market

$369K$358K

Kissimmee median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

163 of 400

Kissimmee actives have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 21% above the KISSIMMEE 34744 median. See the full Kissimmee market guide →

Paper trail

This home's history

CurrentPrice reduced to $469,900 $65K
Mar 6, 2026Listed at $534,900 · 141 days on market since
1973Built · HARBOUR OAKS UNIT 1

Reality check

What actually sold near 1495 SKYLINE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1511 GRANDVIEW BOULEVARDSold · Mar ’26

$515,000

1511 GRANDVIEW BOULEVARD · same community

3 bd · 2.5 ba · 1,981 sqft · $260/sqft · 152 DOM

1544 REGAL COURTSold · Aug ’25

$469,000

1544 REGAL COURT · same community

3 bd · 2 ba · 1,844 sqft · $254/sqft · 5 DOM

1575 SKYLINE DRIVESold · Apr ’26

$395,000

1575 SKYLINE DRIVE · same community

3 bd · 2 ba · 1,716 sqft · $230/sqft · 91 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1495 SKYLINE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1495 SKYLINE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1495 SKYLINE DRIVE FAQs

What would the monthly payment be for 1495 SKYLINE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,600/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1495 SKYLINE DRIVE?+

The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1495 SKYLINE DRIVE?+

The most recent tax bill on record (2025) was $5,404. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1495 SKYLINE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $469,900, this home is listed about 24% above the Kissimmee median of $379,850. The market section on this page shows how the area is trending.

Which schools are assigned to 1495 SKYLINE DRIVE?+

Neptune Middle School (middle), Osceola High School (high), Partin Settlement Elementary School (elementary) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$469,900 runs 21% above the KISSIMMEE 34744 median — but at 2,094 sqft it's also 15% larger than the typical Kissimmee listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

141 days on market against a Kissimmee median of 45 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $534,900, now $469,900 — a $65K cut. The full history is in the market section below.

Listing courtesy of MACERA REALTY GROUP INC · Peter MacEra. MLS #S5145209.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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