David Ramirez
$799,999$849,9994 bd3 ba2,470 sqft$324 /sqft$5,439 /mo all-in ↓

2770 SWOOP CIRCLE, KISSIMMEE, FL, 34741

Active138 days on marketListed Mar 5, 2026MLS #S5145153

Reduced $50KPrivate poolSingle Family ResidenceAVILLA

Come see it

Upcoming open house

Sat, Jul 25

12:00 PM – 2:00 PM

About this home

2770 SWOOP CIRCLE

If you are looking for a home that provides Tranquility and an Oasis outdoor living space this is the home for you. This home is located in the prestige gated community of Avilla. Enter into the formal Living Room and Dinning Room which flows directly into a remodeled kitchen with granite counter tops, stainless steel appliances, a family room with a fireplace and a breakfast nook. The home offers 4 bedrooms and 3 full bathrooms with the spacious Master Bedroom having it's own private access to the pool area. The outdoor living area consist of a pool and spa which is complimented by a screened in lanai with an outdoor kitchen and grill for family gatherings and entertainment. Upgrades include a shed in the back, additional closets in the home, cabinets and sink in the laundry room and LVP flooring. The three car garage is equipped with a pull down ladder for additional storage space. Centrally located near the Loop Shopping Center, restaurants and most of the theme parks. The following items do not convey: Foyer and Dining Room chandeliers, Water Filtration System, ADT Surveillance Cameras and Door Bell, Mini Fridge and Washer and Dryer.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,470

Sqft

0.21 ac

Lot size

3

Garage

2007

Year built

One

Levels

$324

Per sqft

Private poolFireplace

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
FacesSouthwest
ExteriorIrrigation System · Outdoor Grill · Outdoor Kitchen · Private Mailbox · Sidewalk · Sliding Doors · Storage

Community & fees

HOA fee$215/mo
Taxes (2025)$5,362/yr
PetsBreed Restrictions
CommunityClubhouse · Deed Restrictions · Gated Community - No Guard · Irrigation-Reclaimed Water · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,439 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,317
PMI (est., until 20% equity)$300
Property tax — 2025 actual bill$447
HOA fee — from the listing$215
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $80,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $80,000
Interest rate6.00%
Loan term

Estimated payment

$5,439/mo

Principal & interest$4,317
PMI (est., until 20% equity)$300
Property taxes (actual bill)$447
HOA / condo fee$215
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $800K
$553KedgeAI estimate $643,891 · range $576K$689K$832K

vs edgeAI estimate

+24.2%

$/sqft vs Kissimmee actives

$324 vs $212

Days on market

138 vs 45 typical

Where $324/sqft sits among the 400 Kissimmee actives

93
103
92
58
28
26 · this home
$154–183$183–211$211–239$239–267$267–296$296+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Avilla

Map of 2770 SWOOP CIRCLE inside its neighborhood boundary

Get to know Kissimmee. See the full Kissimmee guide →

Avilla — neighborhood snapshot

Population

335

Median age

40

Median income

$61,747

Median home value

$332,800

Avg household

3

Households w/ children

40%

For the school run

Osceola County School District

ElementaryFlora Ridge Elementary School★★★★★
MiddleKissimmee Middle School★★★★
HighOsceola High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer8.9 months of inventoryBuyer’s market

$369K$358K

Kissimmee median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

160 of 400

Kissimmee actives have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 248% above the KISSIMMEE 34741 median. See the full Kissimmee market guide →

Paper trail

This home's history

CurrentPrice reduced to $799,999 $50K
Mar 5, 2026Listed at $849,999 · 138 days on market since
2007Built · AVILLA

Reality check

What actually sold near 2770 SWOOP CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2601 SWOOP CIRCLESold · Aug ’25

$665,000

2601 SWOOP CIRCLE · same community

4 bd · 3 ba · 2,468 sqft · $269/sqft · 3 DOM

2891 SWOOP CIRCLESold · Mar ’26

$730,000

2891 SWOOP CIRCLE · same community

4 bd · 5 ba · 2,578 sqft · $283/sqft · 65 DOM

2540 SWOOP CIRCLESold · Aug ’25

$715,000

2540 SWOOP CIRCLE · same community

5 bd · 3 ba · 2,740 sqft · $261/sqft · 30 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2770 SWOOP CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2770 SWOOP CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2770 SWOOP CIRCLE FAQs

What would the monthly payment be for 2770 SWOOP CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,439/mo — principal and interest, the actual property-tax bill, the $215/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2770 SWOOP CIRCLE?+

The association fee works out to $215 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2770 SWOOP CIRCLE?+

The most recent tax bill on record (2025) was $5,362. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2770 SWOOP CIRCLE?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $799,999, this home is listed about 111% above the Kissimmee median of $379,850. The market section on this page shows how the area is trending.

Which schools are assigned to 2770 SWOOP CIRCLE?+

Flora Ridge Elementary School (elementary), Kissimmee Middle School (middle), Osceola High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$799,999 runs 248% above the KISSIMMEE 34741 median — but at 2,470 sqft it's also 36% larger than the typical Kissimmee listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

138 days on market against a Kissimmee median of 45 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $849,999, now $799,999 — a $50K cut. The full history is in the market section below.

Listing courtesy of LA ROSA REALTY KISSIMMEE · Esmelida Torres. MLS #S5145153.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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