411 TROPIC DRIVE W, PALMETTO, FL, 34221
Active144 days on marketListed Mar 13, 2026MLS #S5144880
About this home
411 TROPIC DRIVE W
Welcome to Leisure Lake, a charming 55+ cooperative in Palmetto, Florida! NOT LOT RENT- this is a co-op community, and the sales price includes the share! This home is very deceiving from the front- although it is a single wide, it has over 1,600 square feet of space under roof! The main structure of the home features a living room, kitchen with eat-in space, both bedrooms, and a full bathroom. The master suite at the end of the home was renovated to also include a walk-in closet and second full bathroom, with walk-in shower and washer and dryer! There is an additional living / hobby room attached to the living room, which really opens the space! Between the master bathroom and hobby room you'll find a storage room, with outside access. Under the carport, you will find a Florida room with additional storage, and vinyl windows. The home is sold FULLY FURNISHED, INCLUDING THE GOLF CART! This community also allows you to store your boat at your house, and the new roundabout leading onto US-41 (business) makes getting into and out of the community a breeze. This home is sold CASH ONLY. The community features plenty of amenities, including swimming pool, shuffleboard, pickleball courts, fitness center, and huge clubhouse!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
924
Sqft
0.07 ac
Lot size
1970
Year built
One
Levels
$126
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,203 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,203/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−26.5%
$/sqft vs LEISURE LAKE MOBILE HOME PARK CO-OP
$126 vs $151
Days on market
144 vs 57 typical
Where $126/sqft sits among the 6 homes for sale in LEISURE LAKE MOBILE HOME PARK CO-OP
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
The numbers that matter
The Palmetto market
$359K → $350K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
2 of 6
LEISURE LAKE MOBILE HOME PARK CO-OP have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% below the Palmetto median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 411 TROPIC DRIVE W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$107,500
334 PEACE MANOR · same community
2 bd · 1 ba · 932 sqft · $115/sqft · 108 DOM
Sold · Jan ’26$71,000
111 LAKEVIEW DRIVE · same community
3 bd · 2 ba · 890 sqft · $80/sqft · 53 DOM
Sold · Nov ’25$130,000
364 QUIET WAY UNIT #364 · same community
2 bd · 2 ba · 960 sqft · $135/sqft · 219 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 411 TROPIC DRIVE W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 411 TROPIC DRIVE W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
411 TROPIC DRIVE W FAQs
What would the monthly payment be for 411 TROPIC DRIVE W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,203/mo — principal and interest, the actual property-tax bill, the $212/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 411 TROPIC DRIVE W?+
The association fee works out to $212 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 411 TROPIC DRIVE W?+
The most recent tax bill on record (2024) was $1,165. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 411 TROPIC DRIVE W?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $116,000, this home is listed about 71% below the Palmetto median of $395,159. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Palmetto market on paper
$116,000 is 71% below the Palmetto median of $395,159, and at $126/sqft it sits under the Palmetto average of $231.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
144 days on market against a Palmetto median of 57 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of THREE MOUNTAINS REALTY · Kathryn Valentine. MLS #S5144880.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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