17449 NW 89TH TER, FANNING SPRINGS, FL, 32693
Active161 days on marketListed Feb 28, 2026MLS #S5144817
About this home
17449 NW 89TH TER
Discover a rare 1-acre parcel in the heart of scenic Fanning Springs, Florida, perfectly positioned near Highway 89 — a high-visibility corridor offering easy access to surrounding communities, local amenities, and major transport routes. This clean and build-ready lot presents endless potential for residential, or investment use. Whether you’re looking to build your dream home, or hold for future growth, this property offers the ideal canvas in a highly desirable location.
Facts & features
The home at a glance
1 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$416 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$416/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Fanning Springs
Get to know Fanning Springs. See the full Fanning Springs guide →
FANNING SPRINGS 32693 — neighborhood snapshot
Population
11,692
Median age
46
Median income
$64,128
Median home value
$182,300
Avg household
2.46
Households w/ children
1,358
For the school run
Gilchrist County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fanning Springs market
$275K → $335K
Fanning Springs median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
Median sold price, Fanning Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 80% below the FANNING SPRINGS 32693 median. See the full Fanning Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 17449 NW 89TH TER
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$240,000
8311 NW 174th Place, Other City - In The State Of Florida FL 32693
3 bd · 2 ba · 128 DOM
Sold · Jan ’26$150,000
7951 NW 167TH PLACE
1 bd · 1 ba · 480 sqft · $313/sqft · 5 DOM
Sold · Mar ’26$70,000
7950 NW 170TH STREET
3 bd · 2 ba · 924 sqft · $76/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 17449 NW 89TH TER — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 17449 NW 89TH TER — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
17449 NW 89TH TER FAQs
What would the monthly payment be for 17449 NW 89TH TER?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $416/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 17449 NW 89TH TER?+
The most recent tax bill on record (2026) was $266. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fanning Springs?+
At $37,000, this home is listed about 88% below the Fanning Springs median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 17449 NW 89TH TER?+
Trenton Elementary School (elementary) — Gilchrist County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the FANNING SPRINGS 32693 market on paper
$37,000 is 80% below the FANNING SPRINGS 32693 median of $189,000.
02Time on market is leverage
161 days on market against a Fanning Springs median of 21 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Trenton Elementary School — Trenton Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $380,000, now $37,000 — a $343K cut. The full history is in the market section below.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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