2963 SERA BELLA WAY, KISSIMMEE, FL, 34744
Active147 days on marketListed Mar 9, 2026MLS #S5144389
About this home
2963 SERA BELLA WAY
EXCEPTIONAL VALUE in desirable Sera Bella community! Move-in ready 3-bed, 2.5-bath 2-story with premium features & high-end finishes. Granite countertops, stainless steel appliances, open floor plan perfect for entertaining. Dual master closets, office nook, diagonal tile flooring. 3-car garage & prime location near Disney, shopping, dining. Perfect for families & investors seeking quality living. From the moment you pull into the gorgeous brick paver driveway, the curb appeal draws you in. Step inside to find a bright and spacious open floor plan featuring a formal dining area and a large, welcoming family room. The heart of the home is the breathtaking upgraded kitchen! It is fully equipped with high-end dark wood cabinetry, gleaming granite countertops, modern stainless steel appliances, and a massive center island with pendant lighting—perfect for meal prep, entertaining, or your morning coffee. Head upstairs to discover an additional flexible loft space, ideal for a home office, playroom, or cozy media area! Step out onto your extensive screened-in covered patio and take in the tranquil, unobstructed water views featuring a beautiful pond with fountains. With vinyl fencing perfectly framing the sides of the yard, you get privacy without sacrificing the serene scenery. Situated in the highly desirable 34744 zip code, offering quick access to major highways, shopping, dining, and world-class entertainment and Orlando International Airport.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,416
Sqft
0.13 ac
Lot size
2
Garage
2016
Year built
Two
Levels
$207
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,867 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,867/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−22.8%
$/sqft vs Kissimmee actives
$207 vs $208
Days on market
147 vs 51 typical
Where $207/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sera Bella
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
Sera Bella — neighborhood snapshot
Population
346
Median age
38
Median income
$91,875
Median home value
$380,400
Avg household
3
Households w/ children
45%
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $355K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
164 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% above the KISSIMMEE 34744 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 2963 SERA BELLA WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$529,000
2970 SERA BELLA WAY · same community
3 bd · 2.5 ba · 2,427 sqft · $218/sqft · 61 DOM
Sold · Aug ’25$510,000
2939 SERA BELLA WAY · same community
4 bd · 3 ba · 2,427 sqft · $210/sqft · 48 DOM
Sold · Feb ’26$520,000
2983 SERA BELLA WAY · same community
4 bd · 2.5 ba · 2,529 sqft · $206/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2963 SERA BELLA WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2963 SERA BELLA WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2963 SERA BELLA WAY FAQs
What would the monthly payment be for 2963 SERA BELLA WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,867/mo — principal and interest, the actual property-tax bill, the $120/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2963 SERA BELLA WAY?+
The association fee works out to $120 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2963 SERA BELLA WAY?+
The most recent tax bill on record (2025) was $5,072. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2963 SERA BELLA WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $500,000, this home is listed about 32% above the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2963 SERA BELLA WAY?+
East Lake Elementary School (elementary), Gateway High School (high), Neptune Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$500,000 runs 31% above the KISSIMMEE 34744 median — but at 2,416 sqft it's also 34% larger than the typical Kissimmee listing.
02Time on market is leverage
147 days on market against a Kissimmee median of 51 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $525,000, now $500,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · John Gomez. MLS #S5144389.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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