955 BEAR HAMMOCK DRIVE, UMATILLA, FL, 32784
Active167 days on marketListed Feb 5, 2026MLS #S5143248
About this home
955 BEAR HAMMOCK DRIVE
Short Sale. **3rd Party Approval Req** This practically new Cali floorplan in Magnolia Pointe, Umatilla, FL 32784 delivers modern comfort with 1,882 sq ft of well-designed living space. This 4-bedroom, 2-bath home features ceramic tile flooring in the main living areas and carpeted bedrooms for added comfort. The open-concept layout connects the living room, dining area, and kitchen—ideal for everyday living and entertaining—while large windows provide great natural light. The kitchen includes quartz countertops, stainless steel appliances, a walk-in pantry, and an oversized island with breakfast bar. The private primary suite is located toward the rear and features an ensuite with dual sinks, a separate shower, and a walk-in closet. A dedicated laundry area is conveniently located near all bedrooms. Enjoy family-friendly community amenities including a community pool, playground, sports areas, and walking paths—perfect for evening strolls and a relaxing walk around the community lake. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,867
Sqft
0.13 ac
Lot size
2
Garage
2024
Year built
One
Levels
$161
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,656 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,656/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.7%
$/sqft vs Umatilla actives
$161 vs $223
Days on market
167 vs 58 typical
Where $161/sqft sits among the 76 Umatilla actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Umatilla
Get to know Umatilla. See the full Umatilla guide →
UMATILLA 32784 — neighborhood snapshot
Population
9,859
Median age
45.2
Median income
$69,633
Median home value
$237,300
Avg household
2.47
Households w/ children
1,175
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Umatilla market
$332K → $323K
Umatilla median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
42 of 76
Umatilla actives have cut their price
Median sold price, Umatilla, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the UMATILLA 32784 median. See the full Umatilla market guide →
Paper trail
This home's history
Reality check
What actually sold near 955 BEAR HAMMOCK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$315,000
13540 FOUNTAINBLEAU DRIVE · same community
3 bd · 2.5 ba · 1,944 sqft · $162/sqft · 148 DOM
Sold · Mar ’26$320,000
13561 FOUNTAINBLEAU DRIVE · same community
3 bd · 2.5 ba · 1,944 sqft · $165/sqft · 83 DOM
Sold · Oct ’25$310,000
17458 CHATEAU PINE WAY · same community
3 bd · 2.5 ba · 1,944 sqft · $159/sqft · 58 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 955 BEAR HAMMOCK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 955 BEAR HAMMOCK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
955 BEAR HAMMOCK DRIVE FAQs
What would the monthly payment be for 955 BEAR HAMMOCK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,656/mo — principal and interest, the actual property-tax bill, the $63/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 955 BEAR HAMMOCK DRIVE?+
The association fee works out to $63 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 955 BEAR HAMMOCK DRIVE?+
The most recent tax bill on record (2025) was $6,408. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 955 BEAR HAMMOCK DRIVE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Umatilla?+
At $299,990, this home is listed about 12% below the Umatilla median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 955 BEAR HAMMOCK DRIVE?+
Umatilla Middle School (middle), Umatilla High School (high), Umatilla Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY KISSIMMEE · Jose Aguilar Colina. MLS #S5143248.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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