4155 MALAWI TRAIL, ST CLOUD, FL, 34772
Active163 days on marketListed Feb 6, 2026MLS #S5143209
About this home
4155 MALAWI TRAIL
Buena Lago presents the Pearson, a spacious and thoughtfully designed Corner townhome on an extra-large lot offering more privacy with 3 bedrooms and 2.5 bathrooms. As you enter the foyer, you’re welcomed by a convenient powder room, an open dining area, and a bright living room that overlooks a covered patio perfect for relaxing or entertaining. The well-appointed kitchen features a large island with bar seating, abundant cabinetry, generous counter space, and stainless-steel appliances, making it ideal for gatherings and everyday living. Upstairs, a central landing and linen closet provide additional functionality. The primary bedroom is located just off the landing and includes a spacious walk-in closet and an ensuite bathroom with a double vanity. Two additional guest bedrooms, a full bathroom, and a laundry room complete the second floor. This popular floor plan also includes a single-car garage at the front of the home. Like all homes in Buena Lago, the Pearson comes equipped with the Home is Connected smart home technology package, allowing you to monitor and control your home from anywhere using your smart device.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,452
Sqft
0.05 ac
Lot size
2024
Year built
Two
Levels
$241
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,922 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,922/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.2%
$/sqft vs St Cloud actives
$241 vs $221
Days on market
163 vs 33 typical
Where $241/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
189 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 4155 MALAWI TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$260,000
4092 MALAWI TRAIL · same community
3 bd · 2.5 ba · 1,452 sqft · $179/sqft · 52 DOM
Sold · May ’26$247,000
4102 MALAWI TRAIL · same community
3 bd · 2.5 ba · 1,452 sqft · $170/sqft · 16 DOM
Sold · Sep ’25$370,000
4216 LA SALLE AVENUE
3 bd · 2 ba · 1,456 sqft · $254/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4155 MALAWI TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4155 MALAWI TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4155 MALAWI TRAIL FAQs
What would the monthly payment be for 4155 MALAWI TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,922/mo — principal and interest, the actual property-tax bill, the $180/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4155 MALAWI TRAIL?+
The association fee works out to $180 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4155 MALAWI TRAIL?+
The most recent tax bill on record (2025) was $4,412. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4155 MALAWI TRAIL?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $349,900, this home is listed about 18% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4155 MALAWI TRAIL?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY LLC · Angel Rivera. MLS #S5143209.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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