David Ramirez
$479,900$489,9003 bd2.5 ba2,560 sqft$187 /sqft$3,525 /mo all-in ↓

2804 POLSON DRIVE, KISSIMMEE, FL, 34758

Active170 days on marketListed Feb 4, 2026MLS #S5143012

Reduced $10KPrivate poolSingle Family ResidenceHAMMOCK TRAILS

About this home

2804 POLSON DRIVE

New on the market! Beautiful single-family home in Kissimmee, Florida, offered at $479,900. This 3-bedroom, 2.5-bath residence features a loft and was originally a former model home, showcasing thoughtful design and quality finishes throughout. The home is move-in ready and fully renovated, with new flooring throughout including ceramic tile and laminate. The kitchen boasts granite countertops and backsplash, perfect for both everyday living and entertaining. Step outside to your private backyard oasis featuring an in-ground pool with LED lighting, hot tub, and pool cage, along with a newly installed fence for added privacy. Enjoy outdoor living with a finished patio and rear porch, plus fruit trees including banana, mango, and lemon. Additional highlights include Tankless water heater installed in 2024, Air conditioning upstairs unit was replaced 5 years ago, security cameras, extra storage above the garage, and a roof replaced just 5 years ago in 2021 with a 20-year warranty. The interior and exterior were freshly painted two years ago. A rare opportunity to own a beautifully updated pool home in Kissimmee—ready to move in and enjoy!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,560

Sqft

0.13 ac

Lot size

2

Garage

2007

Year built

Two

Levels

$187

Per sqft

Private pool

Inside

FlooringCeramic Tile · Laminate
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Microwave · Range Hood · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · PrimaryBedroom Upstairs · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationBlock · Concrete Perimeter · Slab
FacesEast
ParkingCovered · Driveway · Garage Door Opener · Off Street · On Street
ExteriorDog Run · Irrigation System · Lighting · Playground · Private Yard · Sidewalk · Sliding Doors · Storage

Community & fees

HOA fee$68/mo
Taxes (2025)$3,116/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Available · Electricity Connected · Public · Sewer Available · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,525 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,825
FHA mortgage insurance (est.)$212
Property tax — 2025 actual bill$260
HOA fee — from the listing$68
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,797Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,797
Interest rate6.00%
Loan term

Estimated payment

$3,525/mo

Principal & interest$2,825
FHA mortgage insurance (est.)$212
Property taxes (actual bill)$260
HOA / condo fee$68
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $480K
$461KedgeAI estimate $516,669 · range $501K$536K$558K

vs edgeAI estimate

−7.1%

$/sqft vs HAMMOCK TRAILS

$187 vs $182

Days on market

170 vs 45 typical

Where $187/sqft sits among the 7 homes for sale in HAMMOCK TRAILS

2
2
1 · this home
1
0
1
$154–169$169–184$184–199$199–214$214–229$229+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hammock Trails

Map of 2804 POLSON DRIVE inside its neighborhood boundary

Drive times from this address

Walt Disney World28 min
Universal Orlando34 min
Downtown Orlando40 min
Orlando Int’l Airport (MCO)41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Kissimmee. See the full Kissimmee guide →

Hammock Trails — neighborhood snapshot

Population

2,600

Median age

30

Median income

$76,942

Median home value

$325,100

Avg household

4

Households w/ children

309

For the school run

Osceola County School District

HighPoinciana High School★★★★★
MiddleHorizon Middle School★★★★
ElementarySunrise Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer8.9 months of inventoryBuyer’s market

$369K$358K

Kissimmee median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

4 of 7

HAMMOCK TRAILS have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 78% above the KISSIMMEE 34758 median. See the full Kissimmee market guide →

Paper trail

This home's history

CurrentPrice reduced to $479,900 $10K
Feb 4, 2026Listed at $489,900 · 170 days on market since
2007Built · HAMMOCK TRAILS

Reality check

What actually sold near 2804 POLSON DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2806 POLSON DRIVESold · Feb ’26

$360,000

2806 POLSON DRIVE · same community

3 bd · 2.5 ba · 2,560 sqft · $141/sqft · 38 DOM

2733 BIG TIMBER DRIVESold · Aug ’25

$356,000

2733 BIG TIMBER DRIVE · same community

4 bd · 2 ba · 1,952 sqft · $182/sqft · 10 DOM

4610 YELLOW BAY DRIVESold · Dec ’25

$280,000

4610 YELLOW BAY DRIVE · same community

3 bd · 2 ba · 1,915 sqft · $146/sqft · 177 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2804 POLSON DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2804 POLSON DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2804 POLSON DRIVE FAQs

What would the monthly payment be for 2804 POLSON DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,525/mo — principal and interest, the actual property-tax bill, the $68/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2804 POLSON DRIVE?+

The association fee works out to $68 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2804 POLSON DRIVE?+

The most recent tax bill on record (2025) was $3,116. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2804 POLSON DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $479,900, this home is listed about 26% above the Kissimmee median of $379,850. The market section on this page shows how the area is trending.

Which schools are assigned to 2804 POLSON DRIVE?+

Poinciana High School (high), Horizon Middle School (middle), Sunrise Elementary School (elementary) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$479,900 runs 78% above the KISSIMMEE 34758 median — but at 2,560 sqft it's also 41% larger than the typical Kissimmee listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

170 days on market against a Kissimmee median of 45 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $489,900, now $479,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of LA ROSA REALTY KISSIMMEE · Kelvin Diaz. MLS #S5143012.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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