David Ramirez
$165,000$165,5002 bd2 ba967 sqft$171 /sqft$1,204 /mo all-in ↓

4725 AVON COURT, ST CLOUD, FL, 34769

Active168 days on marketListed Feb 6, 2026MLS #S5142921

Priced 38% below the ST CLOUD 34769 medianReduced $500CondominiumHEATHER HALL CONDO

About this home

4725 AVON COURT

Enjoy low maintenance living in this well appointed, modern and stylish condo with updates throughout. 2 bedroom, 2 bath, corner unit with desirable second floor location overlooking the courtyard and pool. Interior features include modern white cabinets, granite counters in kitchen and bathrooms, brand new stainless steel appliances, luxury vinyl white oak plank and neutral ceramic tile flooring throughout. Tasteful but subtle feature walls, updated LED lighting, new window treatments, neutral fresh paint and NO POPCORN ceilings make this condo feel fresh and current. The unit has washer & dryer hookups, tons of storage, and a smart floorplan. Enjoy the large balcony with additional storage closet and screen enclosure overlooking the serene courtyard setting and pool year round. Assigned parking spot and guest parking are easily accessible as are the community mailboxes, pool and clubhouse, tennis court, shuffle board courts, and trash center. This community allows pets, rentals and even has an area (tucked away, but nearby) that is perfect for parking work vehicles, etc. There is plenty of open green space in the community and it is well located near HWY192 and also the Turnpike. Easy access to shopping, medical, downtown St. Cloud, and downtown Kissimmee. Dont miss this elegant unit in Heather Hall, an excellent community that offers the best of condo living at a fantastic price point for St. Cloud, Osceola County and the greater Orlando metro area.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

967

Sqft

1973

Year built

One

Levels

$171

Per sqft

Garden & Pool viewPets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesMicrowave · Range · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo
LaundryIn Kitchen · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
ViewGarden · Pool
FacesNorth
ParkingAssigned · Ground Level · Guest · Off Street · Reserved
ExteriorBalcony · Lighting · Sliding Doors · Storage

Community & fees

Taxes (2025)$0/yr
PetsCats OK, Dogs OK, Yes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesSewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,204 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$971
FHA mortgage insurance (est.)$73
Property tax — 2025 actual bill$0
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,775Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,775
Interest rate6.00%
Loan term

Estimated payment

$1,356/mo

Principal & interest$971
FHA mortgage insurance (est.)$73
Est. property taxes$151
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $165K
$143KedgeAI estimate $170,841 · range $149K$195K$203K

vs edgeAI estimate

−3.4%

$/sqft vs St Cloud actives

$171 vs $221

Days on market

168 vs 33 typical

Where $171/sqft sits among the 400 St Cloud actives

98 · this home
127
88
39
13
35
$156–192$192–228$228–264$264–300$300–336$336+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Pine Lake Estates

Map of 4725 AVON COURT inside its neighborhood boundary

Drive times from this address

Universal Orlando29 min
Walt Disney World30 min
Orlando Int’l Airport (MCO)30 min
Downtown Orlando30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

Pine Lake Estates — neighborhood snapshot

Population

1,012

Median age

36

Median income

$62,817

Median home value

$287,161

Avg household

4

Households w/ children

121

For the school run

Osceola County School District

ElementaryNeptune Elementary School★★★★★
MiddleNeptune Middle School★★★★★
HighSt. Cloud High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

194 of 400

St Cloud actives have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 38% below the ST CLOUD 34769 median. See the full St Cloud market guide →

Paper trail

This home's history

CurrentPrice reduced to $165,000 $500
Feb 6, 2026Listed at $165,500 · 168 days on market since
1973Built · HEATHER HALL CONDO

Reality check

What actually sold near 4725 AVON COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4700 KILT COURT UNIT 12Sold · Jan ’26

$165,000

4700 KILT COURT UNIT 12 · same community

2 bd · 2 ba · 967 sqft · $171/sqft · 11 DOM

4725 AVON COURTSold · Oct ’25

$115,000

4725 AVON COURT · same community

2 bd · 2 ba · 967 sqft · $119/sqft · 25 DOM

4431 NW 16th Street # H207, Lauderhill FL 33313Sold · Nov ’25

$70,000

4431 NW 16th Street # H207, Lauderhill FL 33313 · same community

1 bd · 1 ba · 680 sqft · $103/sqft · 37 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4725 AVON COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4725 AVON COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4725 AVON COURT FAQs

What would the monthly payment be for 4725 AVON COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,204/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4725 AVON COURT?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4725 AVON COURT?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $165,000, this home is listed about 61% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4725 AVON COURT?+

Neptune Elementary School (elementary), Neptune Middle School (middle), St. Cloud High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the ST CLOUD 34769 market on paper

$165,000 is 38% below the ST CLOUD 34769 median of $264,950, and at $171/sqft it sits under the St Cloud average of $236.

02Garden & Pool views

The garden and pool view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

168 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $165,500, now $165,000 — a $500 cut. The full history is in the market section below.

Listing courtesy of LANDCRAFT REALTY GROUP, LLC · Breeze McIntee. MLS #S5142921.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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