5040 S KALIGA DRIVE, ST CLOUD, FL, 34771
Active169 days on marketListed Feb 4, 2026MLS #S5142716
About this home
5040 S KALIGA DRIVE
Price Improvement! Seller Motivated! Location! Location! Location! This property features a 1-bedroom, 1 bathroom residence with approximately 400 square feet of living space and includes an additional adjacent lot, for a combined total of approximately .42 acres. The home offers a compact, efficient layout with manageable maintenance. The additional lot provides expanded outdoor space and potential future use, subject to applicable zoning and approvals. Conveniently located near the Narcoossee Road corridor, the property offers proximity to Narcoossee-area schools, as well as nearby shopping, dining, and everyday services. The location also provides access to Lake Nona, Medical City, Orlando International Airport, and major roadways.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
400
Sqft
0.21 ac
Lot size
1969
Year built
One
Levels
$938
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,687 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,687/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5040 S KALIGA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5040 S KALIGA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5040 S KALIGA DRIVE FAQs
What would the monthly payment be for 5040 S KALIGA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,687/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5040 S KALIGA DRIVE?+
The most recent tax bill on record (2025) was $1,844. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5040 S KALIGA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $375,000, this home is listed about 12% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5040 S KALIGA DRIVE?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST CLOUD 34771 market on paper
$375,000 is 12% below the ST CLOUD 34771 median of $425,000.
02Garden & Trees/Woods views
The garden and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
169 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $400,000, now $375,000 — a $25K cut. The full history is in the market section below.
Listing courtesy of CORCORAN CONNECT LLC · Kris Van Der Snel. MLS #S5142716.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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