1301 WYCLIFFE WAY, ST CLOUD, FL, 34771
Active176 days on marketListed Jan 28, 2026MLS #S5142623
About this home
1301 WYCLIFFE WAY
Stunning lakefront townhome – like new and move-in ready! Built just 2 years ago, this modern 3-bedroom townhome offers the perfect blend of style, location, and low monthly costs with a low HOA (~$157/month) and NO CDD. The interior feels like a model home, featuring luxury vinyl plank flooring throughout BOTH first and second floors, an open and spacious layout, and a beautifully upgraded kitchen with backsplash, stainless steel appliances, and all appliances included. The home shows exceptionally well and still benefits from remaining builder warranties (buyer to verify). Enjoy breathtaking lake views from the backyard, perfect for relaxing or entertaining. Additional highlights include paver driveway, 1-car garage, for up to 3 vehicles in the driveway, plus guest parking at community. The community offers playground, walking trails, and well-maintained common areas, creating a welcoming and family-friendly atmosphere. Strategically located near Narcoossee Rd, with convenient access to Lake Nona / Medical City, Orlando International Airport, major highways, shopping, dining, and top-rated schools (school zoning to be verified by buyer). An excellent opportunity for first-time buyers or investors. Ask about available $0 down financing programs for qualified buyers (subject to lender approval, credit, income, and program guidelines). Attractively priced and strategically located, this property stands out for its strong rental potential. No CDD, low property taxes, and a low HOA contribute to a cost-efficient ownership structure that may allow rental income to greatly offset monthly expenses. Don’t miss this rare lakefront opportunity—schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,568
Sqft
0.05 ac
Lot size
1
Garage
2023
Year built
Two
Levels
$251
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,172 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,172/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18%
$/sqft vs St Cloud actives
$251 vs $221
Days on market
176 vs 33 typical
Where $251/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
194 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 1301 WYCLIFFE WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$358,900
1267 STOCKWELL AVENUE · same community
3 bd · 2.5 ba · 1,648 sqft · $218/sqft · 102 DOM
Sold · Nov ’25$369,900
1255 STOCKWELL AVENUE · same community
3 bd · 2.5 ba · 1,704 sqft · $217/sqft · 20 DOM
Sold · Aug ’25$331,550
304 PRESTON COVE DRIVE
3 bd · 2.5 ba · 1,553 sqft · $213/sqft · 77 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1301 WYCLIFFE WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1301 WYCLIFFE WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1301 WYCLIFFE WAY FAQs
What would the monthly payment be for 1301 WYCLIFFE WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,172/mo — principal and interest, the actual property-tax bill, the $157/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1301 WYCLIFFE WAY?+
The association fee works out to $157 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1301 WYCLIFFE WAY?+
The most recent tax bill on record (2025) was $4,339. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1301 WYCLIFFE WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $393,990, this home is listed about 7% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1301 WYCLIFFE WAY?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST CLOUD 34771 market on paper
$393,990 is 8% below the ST CLOUD 34771 median of $427,000.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
176 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $395,000, now $393,990 — a $1K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PROELITE REALTY LLC · Liset Molina Pina. MLS #S5142623.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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