209 FIRST STREET, TAVARES, FL, 32778
Active177 days on marketListed Jan 28, 2026MLS #S5142540
About this home
209 FIRST STREET
Virtually Staged. This Single family Ranch style home in Tavares, Florida, set on a generous quarter-acre lot and surrounded by natural beauty is ready for a new owner. Offering three bedrooms and two bathrooms, this home delivers comfortable living with plenty of square footage and a thoughtful, open layout. Inside, you’ll find coffered ceilings that add character and height, along with tile flooring throughout and no carpet anywhere, making the home both stylish and easy to maintain. The kitchen and bathrooms are finished with granite countertops, providing a clean, timeless look that pairs perfectly with everyday functionality. This home also offers significant value with key recent upgrades, including a newer roof, a water heater installed in 2024, and major systems updated in 2025, including the HVAC, refrigerator, and washer—providing added efficiency and peace of mind for years to come. This home also offers significant value with key recent upgrades, including a newer roof, a water heater installed in 2024, and major systems updated in 2025, including the HVAC, refrigerator, and washer providing added efficiency and peace of mind for years to come. One of the standout features is the expansive screened-in lanai, stretching the full length of the home. With tile flooring and ample space, it’s ideal for relaxing, entertaining, or creating your own indoor-outdoor retreat, endless possibilities await. The home offers easy access to Downtown Tavares, the Seaplane Base, Lake Dora, and the charming shops and dining of Mount Dora, along with nearby parks, marinas, and major roadways. This is Florida living at its best, space, comfort, nature, and location all coming together in one beautiful home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,972
Sqft
0.25 ac
Lot size
2
Garage
1981
Year built
One
Levels
$172
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,848 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,848/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.8%
Days on market
177 vs 40 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Vista Del Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tavares. See the full Tavares guide →
Vista Del Largo — neighborhood snapshot
Population
565
Median age
61
Median income
$81,402
Median home value
$287,500
Avg household
2
Households w/ children
41%
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavares market
$324K → $345K
Tavares median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the TAVARES 32778 median. See the full Tavares market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 209 FIRST STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 209 FIRST STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
209 FIRST STREET FAQs
What would the monthly payment be for 209 FIRST STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,848/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 209 FIRST STREET?+
The most recent tax bill on record (2025) was $6,430. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tavares?+
At $340,000, this home is listed about 3% above the Tavares median of $329,999. The market section on this page shows how the area is trending.
Which schools are assigned to 209 FIRST STREET?+
Tavares Elementary School (elementary), Tavares High School (high), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of EXIT REALTY 4CORNERS · Carlos DeJesus. MLS #S5142540.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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