1039 TOURMALINE DRIVE, KISSIMMEE, FL, 34746
Active200 days on marketListed Jan 23, 2026MLS #S5142294
About this home
1039 TOURMALINE DRIVE
Exceptional opportunity for investors and first-time homebuyers alike! Whether you're seeking a primary residence, vacation home, or a turnkey short-term rental investment, this beautifully furnished 4-bedroom, 2.5-bath home in the highly desirable gated community of Crystal Cove Resort is ready to impress. Ideally located just off Poinciana Boulevard, the home is only a three-minute walk from the resort-style clubhouse, where residents and guests enjoy a sparkling community pool, fitness center, kitchen, and game room. Offering 2,626 square feet of thoughtfully designed living space, plus a two-car garage, this spacious two-story home features an open-concept floor plan with a generous family room, separate living room, and formal dining area—perfect for entertaining or relaxing with family and friends. The well-appointed kitchen showcases stainless steel appliances, solid-surface countertops, and abundant cabinet space. Sliding glass doors lead to the patio and an exceptionally large backyard with plenty of room to add a private swimming pool, creating the ultimate Florida outdoor retreat. The oversized primary suite provides a peaceful escape with its own sitting area, expansive walk-in closet, ensuite bathroom, and large Smart TV. Each additional bedroom is generously sized, includes ample closet space, and is also equipped with a large Smart TV. The home is tastefully furnished in a contemporary style, allowing buyers to move in or begin generating rental income immediately. Conveniently located less than 30 minutes from Orlando International Airport, and just minutes from world-famous theme parks, shopping, dining, and entertainment, this property offers the perfect combination of comfort, convenience, and investment potential. Don't miss this outstanding opportunity to own a move-in-ready home in one of Central Florida's most popular vacation communities!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,626
Sqft
0.14 ac
Lot size
2
Garage
2012
Year built
Two
Levels
$164
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,582 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,582/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13.8%
$/sqft vs CRYSTAL COVE RESORT
$164 vs $215
Days on market
200 vs 55 typical
Where $164/sqft sits among the 9 homes for sale in CRYSTAL COVE RESORT
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Crystal Cove Resort, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Crystal Cove Resort
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Crystal Cove Resort is a short-term-rental community. See the full guide →
Crystal Cove Resort — neighborhood snapshot
Population
759
Median age
33
Median income
$86,250
Median home value
$337,300
Avg household
3
Households w/ children
129
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
4 of 9
CRYSTAL COVE RESORT have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% above the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 1039 TOURMALINE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$475,000
1043 TOURMALINE DRIVE · same community
4 bd · 2.5 ba · 2,761 sqft · $172/sqft · 149 DOM
Sold · Dec ’25$450,000
4725 RUBY RED LANE · same community
4 bd · 3 ba · 2,078 sqft · $217/sqft · 20 DOM
Sold · Jun ’26$435,000
4704 RUBY RED LANE · same community
4 bd · 2 ba · 1,978 sqft · $220/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1039 TOURMALINE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1039 TOURMALINE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1039 TOURMALINE DRIVE FAQs
What would the monthly payment be for 1039 TOURMALINE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,582/mo — principal and interest, the actual property-tax bill, the $205/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1039 TOURMALINE DRIVE?+
The association fee works out to $205 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1039 TOURMALINE DRIVE?+
The most recent tax bill on record (2025) was $5,941. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 1039 TOURMALINE DRIVE be rented short-term?+
Yes — this home sits inside Crystal Cove Resort, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 1039 TOURMALINE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $430,000, this home is listed about 13% above the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1039 TOURMALINE DRIVE?+
Kissimmee Middle School (middle), Sunrise Elementary School (elementary), Poinciana High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$430,000 runs 24% above the KISSIMMEE 34746 median — but at 2,626 sqft it's also 44% larger than the typical Kissimmee listing.
02Zoned for nightly rentals
Crystal Cove Resort is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
04Time on market is leverage
200 days on market against a Kissimmee median of 55 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $478,990, now $430,000 — a $49K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA REALTY MARKETPLACE · Lizzy Byrne. MLS #S5142294.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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