David Ramirez
$1,199,000$1,250,0005 bd4.5 ba5,096 sqft$235 /sqft$7,703 /mo all-in ↓

29207 OLD MILL W, TAVARES, FL, 32778

Active176 days on marketListed Jan 29, 2026MLS #S5142220

Reduced $51KPrivate poolSingle Family ResidenceOLD MILL RUN SUB

Come see it

Upcoming open house

Sun, Aug 2

1:00 PM – 3:00 PM

About this home

29207 OLD MILL W

The opportunities here for multigenerational living and the creation of fully contained areas shout from the two wings that lead from the two storey great room. Welcome to this meticulously maintained estate, where grand-scale architectural lines and soaring vaulted ceilings create an authentic foundation for flexible, modern living. This home boasts oversized rooms and versatile living space that provide the scale and flexibility required for multiple generations to coexist comfortably. Timeless elements; wood, brickwork, tile and natural stone, add warmth and soul to this classic home. Nestled within mature trees on over 2.5 acres; this corner lot home provides exceptional privacy while still included in the beautiful community of Old Mill Run. Currently presented as 5 large bedrooms; 4.5 bath plus gym, office, dining, great room, huge open plan kitchen and additional living area. The sellers have maintained this home with care and continual investment including new water heater (Jan 2026), Roof (2017), full new kitchen, fitted with soft close cabinetry and black stainless steel appliances and a walk-in pantry and electrical panel (2021), HVAC (2021). Water Well & pump (2024). The septic system is a double size and was last serviced in 2023. The home boasts an in-ground pool with waterfall and a new, non slip deck and pump / heater. The deck provides ample space for entertaining and valuable shade for evening dining. Sellers have invested in refinished pathways and epoxy garage floors. The oversize triple garage provides ample space for workshop, storage and vehicles and a 220 hook-up for car charging. The storage within the home is extensive with very large laundry room; with hook-up for washer, space for dryer and large amounts of cabinetry and a laundry sink. The exterior has sweeping grounds with mature trees; which are lit and beautifully maintained. There is a fenced garden area beyond the pool screen and a brick fire pit for those cooler Florida evenings.

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

5,096

Sqft

2.58 ac

Lot size

3

Garage

1984

Year built

Two

Levels

$235

Per sqft

Private poolFireplaceTrees/Woods view

Inside

FlooringCarpet · Laminate · Tile
AppliancesBar Fridge · Built-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Freezer · Microwave · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Zoned

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewTrees/Woods
FacesSouth
ParkingDriveway · Electric Vehicle Charging Station(s) · Garage Door Opener · Garage Faces Side · Oversized
ExteriorDog Run · Fire Pit · Garden · Irrigation System · Lighting · Private Mailbox · Private Yard · Rain Gutters · Sliding Doors

Community & fees

HOA fee$133/mo
Taxes (2025)$5,886/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sprinkler Well · Street Lights · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,703 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,470
PMI (est., until 20% equity)$450
Property tax — 2025 actual bill$491
HOA fee — from the listing$133
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $119,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $119,900
Interest rate6.00%
Loan term

Estimated payment

$7,703/mo

Principal & interest$6,470
PMI (est., until 20% equity)$450
Property taxes (actual bill)$491
HOA / condo fee$133
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Tavares actives

$235 vs $193

Days on market

176 vs 40 typical

Where $235/sqft sits among the 245 Tavares actives

49
83
47
34 · this home
9
23
$122–160$160–197$197–235$235–273$273–310$310+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tavares

Map of 29207 OLD MILL W

Drive times from this address

Downtown Orlando49 min
Universal Orlando53 min
Walt Disney World59 min
Orlando Int’l Airport (MCO)65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tavares. See the full Tavares guide →

TAVARES 32778 — neighborhood snapshot

Population

25,099

Median age

53.8

Median income

$61,815

Median home value

$241,500

Avg household

2.16

Households w/ children

2,209

For the school run

Lake County School District

HighTavares High School★★★★★
ElementaryTavares Elementary School★★★★★
MiddleTavares Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tavares market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$324K$345K

Tavares median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

120 of 245

Tavares actives have cut their price

Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 264% above the TAVARES 32778 median. See the full Tavares market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,199,000 $51K
Jan 29, 2026Listed at $1,250,000 · 176 days on market since
1984Built · OLD MILL RUN SUB

Reality check

What actually sold near 29207 OLD MILL W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

29127 OLD MILL ESold · Mar ’26

$715,000

29127 OLD MILL E · same community

4 bd · 3 ba · 2,698 sqft · $265/sqft · 320 DOM

15305 SHADY LANESold · Jan ’26

$710,000

15305 SHADY LANE · same community

4 bd · 2.5 ba · 2,588 sqft · $274/sqft · 31 DOM

15026 MILL POND ROADSold · Oct ’25

$724,000

15026 MILL POND ROAD · same community

4 bd · 3 ba · 2,555 sqft · $283/sqft · 39 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 29207 OLD MILL W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 29207 OLD MILL W — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

29207 OLD MILL W FAQs

What would the monthly payment be for 29207 OLD MILL W?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,703/mo — principal and interest, the actual property-tax bill, the $133/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 29207 OLD MILL W?+

The association fee works out to $133 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 29207 OLD MILL W?+

The most recent tax bill on record (2025) was $5,886. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 29207 OLD MILL W?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tavares?+

At $1,199,000, this home is listed about 263% above the Tavares median of $329,999. The market section on this page shows how the area is trending.

Which schools are assigned to 29207 OLD MILL W?+

Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,199,000 runs 264% above the TAVARES 32778 median — but at 5,096 sqft it's also nearly 3 times the size of the typical Tavares listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

176 days on market against a Tavares median of 40 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,250,000, now $1,199,000 — a $51K cut. The full history is in the market section below.

Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Tanya Pannett. MLS #S5142220.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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