599 LOBLOLLY PLACE, AUBURNDALE, FL, 33823
Active193 days on marketListed Jan 21, 2026MLS #S5142033
About this home
599 LOBLOLLY PLACE
Build the home you have always dreamed of in the gated community of Water Ridge. This premium corner lot is surrounded by stunning lakes, peaceful views, and luxury residences. Enjoy resort style living with access to a clubhouse, pool, fitness center, tennis courts, private boat ramp, and fishing pier. Perfectly situated between Orlando and Tampa, offering tranquility without sacrificing convenience. An exceptional opportunity to create your ideal lifestyle in a one of a kind community. Qualified buyers may take advantage of construction financing programs offered through the seller’s preferred lender, suitable for both primary homes and investment opportunities, subject to lender terms and approval.
Facts & features
The home at a glance
0.24 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$867 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$867/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Water Ridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Auburndale. See the full Auburndale guide →
Water Ridge — neighborhood snapshot
Population
256
Median age
46
Median income
$66,839
Median home value
$255,481
Avg household
3
Households w/ children
24%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Auburndale market
$316K → $335K
Auburndale median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
Median sold price, Auburndale, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 78% below the AUBURNDALE 33823 median. See the full Auburndale market guide →
Paper trail
This home's history
Reality check
What actually sold near 599 LOBLOLLY PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$540,000
214 SPRING AZURE DRIVE · same community
4 bd · 2.5 ba · 1,934 sqft · $279/sqft · 97 DOM
Sold · Mar ’26$500,000
400 ADAMS VIEW LANE · same community
3 bd · 2 ba · 2,046 sqft · $244/sqft · 67 DOM
Sold · Sep ’25$450,000
537 POND CYPRESS COURT · same community
3 bd · 2 ba · 2,267 sqft · $199/sqft · 170 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 599 LOBLOLLY PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 599 LOBLOLLY PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
599 LOBLOLLY PLACE FAQs
What would the monthly payment be for 599 LOBLOLLY PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $867/mo — principal and interest, the actual property-tax bill, the $167/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 599 LOBLOLLY PLACE?+
The association fee works out to $167 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 599 LOBLOLLY PLACE?+
The most recent tax bill on record (2025) was $1,167. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 599 LOBLOLLY PLACE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Auburndale?+
At $69,990, this home is listed about 80% below the Auburndale median of $355,000. The market section on this page shows how the area is trending.
Which schools are assigned to 599 LOBLOLLY PLACE?+
Lake Alfred Polytech Academy (middle), Lake Alfred Elementary School (elementary), Auburndale Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the AUBURNDALE 33823 market on paper
$69,990 is 78% below the AUBURNDALE 33823 median of $320,000.
02Time on market is leverage
193 days on market against a Auburndale median of 50 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $89,000, now $69,990 — a $19K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Migdalia Nieves Mercado, PLLC. MLS #S5142033.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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