403 TERRY STREET, WILDWOOD, FL, 34785
Active208 days on marketListed Jan 7, 2026MLS #S5141198
About this home
403 TERRY STREET
INVESTOR OPPORTUNITY! PRICE JUST REDUCED, Don't miss this incredible fully remodeled duplex in a community with NO HOA, NO CDD and allows you short-term and long term rental. Or you can Live in one and rent the other for extra income! Extremely low taxes, Corner lot. This property features brand new kitchens and bathrooms, fresh interior paint, new tankless water heaters, new AC units, and new refrigerators, stoves and exhaust fans in both units. The owner also added a new outdoor shed for your laundry and storage. Priced to sell- this income property won't last, call today!
Facts & features
The home at a glance
4
Bedrooms
1,344
Sqft
0.11 ac
Lot size
1979
Year built
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,762 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,762/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Wildwood actives
$175 vs $172
Days on market
208 vs 49 typical
Where $175/sqft sits among the 183 Wildwood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Wildwood
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wildwood. See the full Wildwood guide →
WILDWOOD 34785 — neighborhood snapshot
Population
17,895
Median age
44.1
Median income
$48,004
Median home value
$210,500
Avg household
2.11
Households w/ children
1,278
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wildwood market
$304K → $305K
Wildwood median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
79 of 183
Wildwood actives have cut their price
Median sold price, Wildwood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the WILDWOOD 34785 median. See the full Wildwood market guide →
Paper trail
This home's history
Reality check
What actually sold near 403 TERRY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$149,000
400 JACKSON STREET · same community
3 bd · 2 ba · 1,176 sqft · $127/sqft · 99 DOM
Sold · Jan ’26$310,000
5714 STOCKPORT STREET · same community
2 bd · 2 ba · 1,516 sqft · $204/sqft · 102 DOM
Sold · Jun ’26$350,000
5604 STOCKPORT STREET · same community
2 bd · 2 ba · 1,516 sqft · $231/sqft · 52 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 403 TERRY STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 403 TERRY STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
403 TERRY STREET FAQs
What would the monthly payment be for 403 TERRY STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,762/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 403 TERRY STREET?+
The most recent tax bill on record (2025) was $1,376. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 403 TERRY STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wildwood?+
At $235,000, this home is listed about 19% below the Wildwood median of $288,875. The market section on this page shows how the area is trending.
Which schools are assigned to 403 TERRY STREET?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the WILDWOOD 34785 market on paper
$235,000 is 11% below the WILDWOOD 34785 median of $265,000, and at $175/sqft it sits under the Wildwood average of $198.
02Time on market is leverage
208 days on market against a Wildwood median of 49 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $239,000, now $235,000 — a $4K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTEC GROUP · Ada Molina. MLS #S5141198.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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