16185 S PORT HARBOR BOULEVARD, PORT CHARLOTTE, FL, 33953
Active223 days on marketListed Dec 31, 2025MLS #S5140898
About this home
16185 S PORT HARBOR BOULEVARD
WHY BUILD AND WAIT - WHEN THIS SPARKILNG NEWER 3/2 HOME WITH LARGE BONUS ROOM CAN BE YOURS TODAY? *** VERY BEAUTIFUL October 2023-BUILT HOME WITH SCREENED IN LANAI/ FLORIDA ROOM, FULLY FENCED-IN BACKYARD, PAVERED DRIVEWAY IS YOURS TO HAVE! VERY LOW HOA AT $15/MONTH**** This is your ultimate dream home in The Palms at West Port, a glimpse of the area's first master-planned community surrounding Centennial Park in Port Charlotte, FL. This beautiful Baymont Model is move-in-ready (with newish exquisite 'artsy' furniture all negotiable), it perfectly combines modern design with details and Premium upgrades. Featuring an inviting open-concept layout, this 3-bedroom, 2-bath home with BONUS ROOM with French Doors (can be your office, den, TV room, family room, formal dining room), boasts a spacious great room, a split-floor plan for ultimate privacy, and a large backyard with room for your upcoming huge pool. The chef’s kitchen is gorgeous featuring quartz countertops, a stylish subway backsplash, white 42" cabinetry with soft-close drawers, and a central island that doubles as a breakfast bar. High ceiling in the primary bedroom, and wide ceramic tiles in the common areas to elevate the home’s sophisticated appeal. The owner’s suite is a tranquil retreat, featuring a walk-in closet and a spa-like bath with dual sinks, a walk-in shower, and a private closet. Just off of SR-776 in Port Charlotte, framing Centennial Park – there’s so much to do just outside your front door. Outside, the community offers an unmatched lifestyle. Walk or ride your bike to the new aquatic center or sportsplex, or enjoy a jog under the large oak trees and lakes on the five mile oversized trail system within the communityExplore the five-mile trail system that winds through scenic lakes and majestic oak trees, or enjoy the nearby aquatic center and sportsplex. Sports enthusiasts will love the proximity to the Tampa Bay Rays training grounds, and when it’s time to venture out, you’ll find exceptional shopping, dining, and entertainment just minutes away including the popular, holistic North Port Mineral Hot Springs. Don’t miss this exceptional opportunity to live in The Palms at West Port!!! Call now. (Furniture not included in the sale, they were the seller's belongings).
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,808
Sqft
0.18 ac
Lot size
2
Garage
2023
Year built
One
Levels
$204
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,065 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,065/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.9%
$/sqft vs Port Charlotte actives
$204 vs $208
Days on market
223 vs 60 typical
Where $204/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Murdock Village
Get to know Port Charlotte. See the full Port Charlotte guide →
Murdock Village — neighborhood snapshot
Population
770
Median age
57
Median income
$22,690
Median home value
$11,917
Avg household
2
Households w/ children
111
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
189 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1577% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 16185 S PORT HARBOR BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$280,000
16351 COCONUT PALM DRIVE · same community
3 bd · 2 ba · 1,503 sqft · $186/sqft · 323 DOM
Sold · Apr ’26$265,018
16342 COCONUT PALM DRIVE · same community
3 bd · 2 ba · 1,470 sqft · $180/sqft · 18 DOM
Sold · Apr ’26$396,900
17183 CARSON AVENUE
3 bd · 2 ba · 1,840 sqft · $216/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16185 S PORT HARBOR BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16185 S PORT HARBOR BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
16185 S PORT HARBOR BOULEVARD FAQs
What would the monthly payment be for 16185 S PORT HARBOR BOULEVARD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,065/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16185 S PORT HARBOR BOULEVARD?+
The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16185 S PORT HARBOR BOULEVARD?+
The most recent tax bill on record (2025) was $6,642. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16185 S PORT HARBOR BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $369,000, this home is listed about 12% above the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.
Which schools are assigned to 16185 S PORT HARBOR BOULEVARD?+
Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS LEGACY REALTY · Hazel Heyer. MLS #S5140898.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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