415 FRANCISCO WAY, KISSIMMEE, FL, 34758
Active227 days on marketListed Dec 20, 2025MLS #S5140495
About this home
415 FRANCISCO WAY
Better than new and packed with value, this beautifully maintained 4-bedroom, 2-bath home offers the perfect blend of comfort, efficiency, and modern living. Featuring a bright open-concept layout, spacious living area, and a generous primary suite, this home is designed for both everyday living and entertaining. The oversized secondary bedrooms provide flexibility for family, guests, or a home office. Step outside to a fully fenced backyard—ideal for gatherings, pets, and privacy—complete with a sprinkler system for easy maintenance. What truly sets this home apart: energy efficiency at its best. The property includes a water softener system and solar panels that will be FULLY PAID OFF at closing, giving the new owner the benefit of an extremely low electric bill, with no lease or additional obligation. Conveniently located near top-rated schools, shopping, dining, medical facilities, and major highways, this move-in ready home delivers lifestyle, savings, and long-term value. A rare opportunity to own a turnkey, energy-efficient home with built-in savings—don’t miss it.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,872
Sqft
0.19 ac
Lot size
2
Garage
2020
Year built
One
Levels
$170
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,644 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,644/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.4%
$/sqft vs POINCIANA VILLAGE 1 NBHD 1 SOUTH
$170 vs $188
Days on market
227 vs 51 typical
Where $170/sqft sits among the 16 homes for sale in POINCIANA VILLAGE 1 NBHD 1 SOUTH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Kissimmee
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
KISSIMMEE 34758 — neighborhood snapshot
Population
46,521
Median age
34.6
Median income
$67,128
Median home value
$280,000
Avg household
3.63
Households w/ children
5,941
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $353K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
9 of 16
POINCIANA VILLAGE 1 NBHD 1 SOUTH have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the KISSIMMEE 34758 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 415 FRANCISCO WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$310,000
628 N DELMONTE COURT · same community
4 bd · 2 ba · 1,890 sqft · $164/sqft · 14 DOM
Sold · Jul ’26$315,000
702 DEL RIO WAY · same community
4 bd · 3.5 ba · 1,906 sqft · $165/sqft · 240 DOM
Sold · Dec ’25$300,000
603 DEAUVILLE COURT · same community
4 bd · 2 ba · 1,833 sqft · $164/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 415 FRANCISCO WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 415 FRANCISCO WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
415 FRANCISCO WAY FAQs
What would the monthly payment be for 415 FRANCISCO WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,644/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 415 FRANCISCO WAY?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 415 FRANCISCO WAY?+
The most recent tax bill on record (2024) was $4,460. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 415 FRANCISCO WAY?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $318,000, this home is listed about 16% below the Kissimmee median of $378,495. The market section on this page shows how the area is trending.
Which schools are assigned to 415 FRANCISCO WAY?+
Sunrise Elementary School (elementary), Horizon Middle School (middle), Poinciana High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$318,000 runs 22% above the KISSIMMEE 34758 median.
02Time on market is leverage
227 days on market against a Kissimmee median of 51 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $325,000, now $318,000 — a $7K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Stephany Ojeda. MLS #S5140495.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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