David Ramirez
$299,900$314,9004 bd2 ba1,860 sqft$161 /sqft$2,304 /mo all-in ↓

1129 LEGATTO LOOP, DUNDEE, FL, 33838

Active232 days on marketListed Dec 1, 2025MLS #S5139462

Reduced $15KSingle Family ResidenceMARIA VISTA

About this home

1129 LEGATTO LOOP

Welcome to this well-designed 4-bedroom, 2-bath home located in a peaceful Dundee community, offering a spacious and versatile layout ideal for today’s busy households. Step inside to an inviting open-concept living area with a seamless flow between the kitchen, dining space, and family room—perfect for everyday routines and relaxed gatherings. The kitchen features generous counter space, ample cabinetry, and a comfortable eat-in area overlooking the backyard. The primary suite provides a quiet retreat with its own en-suite bath, while the additional bedrooms offer flexibility for family members, guests, work-from-home needs, or hobbies. A front living room provides even more space for play, study, or relaxation. Outside, the fully fenced backyard offers plenty of room to run, play, garden, or host weekend cookouts. With a new roof installed in 2025, the home offers peace of mind for years to come. Nestled in a desirable location near local shops, dining, lakes, parks, and major roadways, this home combines comfort, convenience, and functionality for a growing household. Don’t miss your chance to make this inviting property yours. Schedule your showing today!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,860

Sqft

0.17 ac

Lot size

2

Garage

2018

Year built

One

Levels

$161

Per sqft

Inside

FlooringCarpet · Ceramic Tile
AppliancesRange
InteriorCeiling Fan(s) · Solid Wood Cabinets
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesNorth
ExteriorNone

Community & fees

HOA fee$40/mo
Taxes (2024)$2,469/yr
PetsBreed Restrictions

Utilities & systems

UtilitiesCable Available · Electricity Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,304 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property tax — 2024 actual bill$206
HOA fee — from the listing$40
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,497
Interest rate6.00%
Loan term

Estimated payment

$2,304/mo

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$206
HOA / condo fee$40
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $300K
$279KedgeAI estimate $295,549 · range $290K$301K$313K

vs edgeAI estimate

+1.5%

$/sqft vs Dundee actives

$161 vs $158

Days on market

232 vs 98 typical

Where $161/sqft sits among the 67 Dundee actives

28
12 · this home
9
12
1
5
$136–153$153–169$169–185$185–201$201–218$218+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dundee

Map of 1129 LEGATTO LOOP

Get to know Dundee. See the full Dundee guide →

DUNDEE 33838 — neighborhood snapshot

Population

5,431

Median age

32.6

Median income

$44,514

Median home value

$230,100

Avg household

2.93

Households w/ children

740

For the school run

Polk County School District

ElementarySandhill Elementary School★★★★★
HighHaines City Senior High School★★★★★
MiddleShelley S. Boone Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dundee market

Seller’s marketLeans buyer7.6 months of inventoryBuyer’s market

$315K$310K

Dundee median sold, yr/yr

98.6%

Sale-to-list ratio (12 mo)

37 of 67

Dundee actives have cut their price

Median sold price, Dundee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 11% above the DUNDEE 33838 median. See the full Dundee market guide →

Paper trail

This home's history

CurrentPrice reduced to $299,900 $15K
Dec 1, 2025Listed at $314,900 · 232 days on market since
2018Built · MARIA VISTA

Reality check

What actually sold near 1129 LEGATTO LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1219 CODA COURTSold · Jan ’26

$270,000

1219 CODA COURT · same community

4 bd · 2 ba · 1,698 sqft · $159/sqft · 85 DOM

1153 LEGATTO LOOPSold · Jun ’26

$295,000

1153 LEGATTO LOOP · same community

4 bd · 3 ba · 2,070 sqft · $143/sqft · 412 DOM

1113 ALLEGRO PLACESold · Sep ’25

$265,000

1113 ALLEGRO PLACE · same community

3 bd · 2 ba · 1,457 sqft · $182/sqft · 12 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1129 LEGATTO LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1129 LEGATTO LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1129 LEGATTO LOOP FAQs

What would the monthly payment be for 1129 LEGATTO LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,304/mo — principal and interest, the actual property-tax bill, the $40/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1129 LEGATTO LOOP?+

The association fee works out to $40 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1129 LEGATTO LOOP?+

The most recent tax bill on record (2024) was $2,469. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1129 LEGATTO LOOP?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dundee?+

At $299,900, this home is priced right at the Dundee median.

Which schools are assigned to 1129 LEGATTO LOOP?+

Sandhill Elementary School (elementary), Haines City Senior High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$299,900 runs 11% above the DUNDEE 33838 median.

02Time on market is leverage

232 days on market against a Dundee median of 98 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $314,900, now $299,900 — a $15K cut. The full history is in the market section below.

Listing courtesy of RE/MAX HERITAGE PROFESSIONALS · Manny Quiros. MLS #S5139462.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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