David Ramirez
$399,000$425,0002 bd1 ba1,128 sqft$354 /sqft$3,032 /mo all-in ↓

1801 LAKESHORE BOULEVARD, ST CLOUD, FL, 34769

Active239 days on marketListed Nov 26, 2025MLS #S5139038

Reduced $26KSingle Family ResidenceLAKE FRONT ADD TO TOWN OF ST CLOUD

About this home

1801 LAKESHORE BOULEVARD

LOOK AT THIS LAKE VIEW! NO HOA, CORNER LOT! Welcome to this charming 2-bedroom (with potential for a 3rd bedroom), 1-bath home situated on nearly ¼ acre with a breathtaking EAST LAKE TOHO VIEW. Get ready to fall in love with the stunning sunset skies over EAST LAKE TOHO, enjoyed right from your front living room through the newly installed windows (2025) throughout the home. Located directly across from the SAINT CLOUD LAKEFRONT walking and biking path, you’ll have endless outdoor activities at your doorstep. Take a peaceful stroll or a small golf cart ride (IN THE GOLF CART DISTRICT) to the nearby restaurant, cast a line from the fishing pier, enjoy the PLAYGROUND or SPLASH PAD, relax at the BEACH—or simply unwind in your front room while watching the sunset skies over the water. You can even enjoy holiday fireworks right from your own front yard! Inside, the bathroom has been beautifully renovated and is ADA accessible. Both bedrooms are generous in size and feature original hardwood floors. The oversized corner lot offers fruit trees, space to garden, and plenty of room to personalize.All major updates have already been handled, giving you peace of mind:New Roof – 2023, New Windows – 2025, HVAC – 2018, Water Heater – 2018, Bathroom Remodel – 2023, Fresh Interior Paint – 2025, ADA Ramp Installed – 2020, This home is ready for its new owner and filled with potential—schedule your showing today and make it yours! This home located close to the StCloud Marina so secure your boat slip today!

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

1,128

Sqft

0.24 ac

Lot size

1962

Year built

One

Levels

$354

Per sqft

Trees/Woods & Water viewPets allowed

Inside

FlooringCeramic Tile · Hardwood
AppliancesBuilt-In Oven · Cooktop · Electric Water Heater · Refrigerator
InteriorCeiling Fan(s)
LaundryOther
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationCrawlspace
ViewTrees/Woods · Water
FacesNorth
ParkingDriveway
ExteriorOther

Community & fees

Taxes (2024)$4,163/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,032 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property tax — 2024 actual bill$347
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,965Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,965
Interest rate6.00%
Loan term

Estimated payment

$3,032/mo

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property taxes (actual bill)$347
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $399K
$114KedgeAI estimate $187,749 · range $119K$309K$415K

vs edgeAI estimate

+112.5%

$/sqft vs St Cloud actives

$354 vs $221

Days on market

239 vs 33 typical

Where $354/sqft sits among the 400 St Cloud actives

97
128
88
39
13
35 · this home
$156–192$192–228$228–264$264–300$300–336$336+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St. Cloud Boulevard

Map of 1801 LAKESHORE BOULEVARD inside its neighborhood boundary

Drive times from this address

Universal Orlando33 min
Orlando Int’l Airport (MCO)33 min
Walt Disney World34 min
Downtown Orlando34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

St. Cloud Boulevard — neighborhood snapshot

Population

717

Median age

37

Median income

$56,538

Median home value

$264,107

Avg household

3

Households w/ children

72%

For the school run

Osceola County School District

ElementaryLakeview Elementary School★★★★★
HighSt. Cloud High School★★★★★
MiddleSt. Cloud Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

194 of 400

St Cloud actives have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 51% above the ST CLOUD 34769 median. See the full St Cloud market guide →

Paper trail

This home's history

CurrentPrice reduced to $399,000 $26K
Nov 26, 2025Listed at $425,000 · 239 days on market since
1962Built · LAKE FRONT ADD TO TOWN OF ST CLOUD

Reality check

What actually sold near 1801 LAKESHORE BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12 DELAWARE AVENUESold · May ’26

$340,000

12 DELAWARE AVENUE · same community

3 bd · 2 ba · 1,120 sqft · $304/sqft · 99 DOM

1811 LAKESHORE BOULEVARDSold · Apr ’26

$575,000

1811 LAKESHORE BOULEVARD · same community

3 bd · 2 ba · 2,182 sqft · $264/sqft · 62 DOM

101 LAKESHORE BOULEVARDSold · Jul ’26

$505,000

101 LAKESHORE BOULEVARD · same community

4 bd · 3 ba · 2,256 sqft · $224/sqft · 391 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1801 LAKESHORE BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1801 LAKESHORE BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1801 LAKESHORE BOULEVARD FAQs

What would the monthly payment be for 1801 LAKESHORE BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,032/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1801 LAKESHORE BOULEVARD?+

The most recent tax bill on record (2024) was $4,163. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1801 LAKESHORE BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $399,000, this home is listed about 6% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1801 LAKESHORE BOULEVARD?+

Lakeview Elementary School (elementary), St. Cloud High School (high), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$399,000 runs 51% above the ST CLOUD 34769 median.

02Trees/Woods & Water views

The trees/woods and water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

239 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $425,000, now $399,000 — a $26K cut. The full history is in the market section below.

Listing courtesy of CORCORAN CONNECT LLC · Milinda Knollinger. MLS #S5139038.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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