David Ramirez
$245,000$253,9003 bd2.5 ba1,680 sqft$146 /sqft$1,872 /mo all-in ↓

127 JAMISON AVENUE, LAKE PLACID, FL, 33852

Active264 days on marketListed Nov 12, 2025MLS #S5138346

Reduced $9KSingle Family ResidencePLACID RIDGE ESTATE ADD 01

About this home

127 JAMISON AVENUE

Welcoming and well-kept in Lake Placid! 3 bedrooms / 2.5 baths with refreshed flooring, a durable metal roof, and new A/C for peace of mind. Two generous living areas—an everyday living room plus a family room that opens to a lovely balcony to enjoy the breeze. Bright interiors, practical flow, and comfortable bedrooms. Convenient location near US-27, just minutes to downtown murals, lakes, boat ramps, and great fishing. Move-in ready comfort in a quiet area with features that add lasting value.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,680

Sqft

0.28 ac

Lot size

2

Garage

1978

Year built

Two

Levels

$146

Per sqft

Inside

FlooringLaminate
AppliancesDishwasher · Range · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Thermostat
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesEast
ParkingCovered · Garage Door Opener
ExteriorBalcony · Private Mailbox

Community & fees

Taxes (2024)$1,939/yr

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,872 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,442
FHA mortgage insurance (est.)$108
Property tax — 2024 actual bill$162
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,575Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,575
Interest rate6.00%
Loan term

Estimated payment

$1,872/mo

Principal & interest$1,442
FHA mortgage insurance (est.)$108
Property taxes (actual bill)$162
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Lake Placid actives

$146 vs $199

Days on market

264 vs 73 typical

Where $146/sqft sits among the 62 Lake Placid actives

11 · this home
14
17
11
4
5
$121–153$153–186$186–218$218–251$251–284$284+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Placid

Map of 127 JAMISON AVENUE

Get to know Lake Placid. See the full Lake Placid guide →

LAKE PLACID 33852 — neighborhood snapshot

Population

21,630

Median age

54.8

Median income

$54,841

Median home value

$205,800

Avg household

2.16

Households w/ children

1,979

For the school run

Highlands County School District

MiddleLake Placid Middle School★★★★★
HighLake Placid High School★★★★★
ElementaryLake Placid Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Placid market

Seller’s marketLeans buyer7.8 months of inventoryBuyer’s market

$315K$555K

Lake Placid median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

24 of 62

Lake Placid actives have cut their price

Median sold price, Lake Placid, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1431% above the LAKE PLACID 33852 median. See the full Lake Placid market guide →

Paper trail

This home's history

CurrentPrice reduced to $245,000 $9K
Nov 12, 2025Listed at $253,900 · 264 days on market since
1978Built · PLACID RIDGE ESTATE ADD 01

Reality check

What actually sold near 127 JAMISON AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

101 JAMISON AVENUESold · May ’26

$285,000

101 JAMISON AVENUE · same community

2 bd · 2 ba · 1,470 sqft · $194/sqft · 155 DOM

3629 PLACID VIEW DRIVESold · Dec ’25

$635,000

3629 PLACID VIEW DRIVE

3 bd · 2 ba · 1,591 sqft · $399/sqft · 55 DOM

157 MANGO RD NE, Lake Placid FL 33852Sold · Feb ’26

$520,000

157 MANGO RD NE, Lake Placid FL 33852

3 bd · 2 ba · 1,817 sqft · $286/sqft · 91 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 127 JAMISON AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 127 JAMISON AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

127 JAMISON AVENUE FAQs

What would the monthly payment be for 127 JAMISON AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,872/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 127 JAMISON AVENUE?+

The most recent tax bill on record (2024) was $1,939. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lake Placid?+

At $245,000, this home is listed about 12% below the Lake Placid median of $279,000. The market section on this page shows how the area is trending.

Which schools are assigned to 127 JAMISON AVENUE?+

Lake Placid Middle School (middle), Lake Placid High School (high), Lake Placid Elementary School (elementary) — Highlands County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$245,000 runs 1431% above the LAKE PLACID 33852 median.

02Time on market is leverage

264 days on market against a Lake Placid median of 73 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Lake Placid Middle School, Lake Placid High School, Lake Placid Elementary School — Lake Placid Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $253,900, now $245,000 — a $9K cut. The full history is in the market section below.

Listing courtesy of LA ROSA REALTY KISSIMMEE · Erik Franco. MLS #S5138346.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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