3901 DIXIE HIGHWAY NE UNIT 409, PALM BAY, FL, 32905
Active258 days on marketListed Nov 4, 2025MLS #S5137435
About this home
3901 DIXIE HIGHWAY NE UNIT 409
Welcome to your dream retreat on the Indian River in Palm Bay! This COMPLETELY renovated condo showcases elegant coastal style with gold fixtures throughout, custom wood features, a wine cooler, brand-new kitchen, and new carpet in the bedrooms. Situated on the 4th floor of Castaway Cove, you’ll enjoy stunning sunrises, refreshing breezes, and the serenity of watching dolphins and manatees play from your private balcony. In the evenings, relax and watch rocket launches illuminate the sky—all from the comfort of home. The community offers riverside pool access, a dock, covered parking, and a secure lobby for peace of mind. The HOA covers exterior maintenance, cable, water, sewer, garbage, pest control, groundskeeping, and insurance, ensuring a true maintenance-free lifestyle. Luxury, comfort, and nature come together seamlessly in this beautiful waterfront condo. (Note: No short-term rentals permitted.) For a 3-D tour of this home, click on Virtual Tour 1. Owner financing options available.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,146
Sqft
2.27 ac
Lot size
1985
Year built
One
Levels
$252
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,332 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,332/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−35.7%
$/sqft vs Palm Bay actives
$252 vs $208
Days on market
258 vs 31 typical
Where $252/sqft sits among the 357 Palm Bay actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riverview
Get to know Palm Bay. See the full Palm Bay guide →
Riverview — neighborhood snapshot
Population
471
Median age
42
Median income
$36,946
Median home value
$140,153
Avg household
2
Households w/ children
59%
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Bay market
$306K → $329K
Palm Bay median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
97 of 357
Palm Bay actives have cut their price
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% above the PALM BAY 32905 median. See the full Palm Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 3901 DIXIE HIGHWAY NE UNIT 409
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$255,000
1090 Bianca Drive NE, Palm Bay FL 32905
3 bd · 1.5 ba · 1,072 sqft · $238/sqft · 41 DOM
Sold · Apr ’26$262,000
1191 DAYTONA DRIVE NE
3 bd · 2 ba · 1,264 sqft · $207/sqft · 76 DOM
Sold · Aug ’25$240,000
2967 SAILFISH STREET NE
3 bd · 2 ba · 1,421 sqft · $169/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3901 DIXIE HIGHWAY NE UNIT 409 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3901 DIXIE HIGHWAY NE UNIT 409 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3901 DIXIE HIGHWAY NE UNIT 409 FAQs
What would the monthly payment be for 3901 DIXIE HIGHWAY NE UNIT 409?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,332/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3901 DIXIE HIGHWAY NE UNIT 409?+
The most recent tax bill on record (2024) was $4,114. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3901 DIXIE HIGHWAY NE UNIT 409?+
The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Bay?+
At $289,000, this home is listed about 17% below the Palm Bay median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3901 DIXIE HIGHWAY NE UNIT 409?+
Palm Bay Elementary School (elementary), Stone Magnet Middle School (middle), Palm Bay Magnet Senior High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Time on market is leverage
258 days on market against a Palm Bay median of 31 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $319,000, now $289,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of IRON VALLEY REAL ESTATE OSCEOLA · Tiffany Licata. MLS #S5137435.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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