David Ramirez
Pending
$310,000$395,0002 bd2 ba2,064 sqft$150 /sqft$2,676 /mo all-in ↓

525 SHOREHAVEN DRIVE, POINCIANA, FL, 34759

Pending322 days on marketListed Sep 18, 2025MLS #S5134633

Reduced $85KSingle Family ResidenceSOLIVITA PH 02C

About this home

525 SHOREHAVEN DRIVE

HUGE LIST PRICE REDUCTION on this WELL MAINTAINED Carnegie Model located on a CORNER Lot in the Terra Vista subdivision. Sellers will credit the Buyer(s) $3,000.00 toward removal of wall paper. Check out two views from the Front Porch to include a POND View and the GOLF COURSE View. This home includes two bedrooms, two baths, a Florida/Flex room, BREAKFAST Nook, Phantom Screen at the front door, a Front PORCH, a LARGER GARAGE, HURRICANE Shutters, ROOF was replaced in 2021, HVAC was replaced in 2017, and CROWN MOLDING. Observe Vinyl Plank Flooring throughout the home with Carpet in the two bedrooms and Florida Room. Design for comfort, it features a SPACIOUS Open-Concept, great room, dining area, and a functional KITCHEN. Step into the extended screened LANAI and relax after a long day. The KITCHEN features GRANITE counters, a BAR, Cam lights, and an ISLAND. Check out the Primary BEDROOM with a "Bump Out", two WALK-IN Closets, a TUB in the Primary BATHROOM, and DUAL sinks. The Florida Room can be used as a Flex Room, DEN, Office, or TV Room. Included in the sale is the Washer and Dryer. Solivita is an active adult 55+ community located in Kissimmee, Florida. It is approximately 50 minutes from Disney World & the Orlando International Airport. Solivita has a total of 5,470 homes. Approximately 10,000 - 11,000 people live in Solivita during the winter while approximately 7,500 live in Solivita during the summer. Enjoy your active years in this piece of paradise. Solivita's amenities include: - a manicured SOFTBALL diamond & field - 36 holes of CHAMPIONSHIP GOLF that can be played by joining the Stonegate Golf Club or paying as you go - 2 STATE of the Art AMENITY centers with updated exercise equipment, yoga studio & meeting rooms - 3 restaurants - 14 HEATED POOLS - 17 PICKLEBALL courts - 9 TENNIS courts - 4 BOCCE BALL courts - 4 SHUFFLEBOARD courts - 3 HORSESHOE pits - a BILLIARDS room - miles of bike paths - 2 DOG PARKS (Small & Large Dogs) - Corn Hole - Tot Lot PLAYGROUND - COMMUNITY GARDEN - over 250 resident clubs. The HOA: - maintains the LANDSCAPING & IRRIGATION systems in the common areas as well as at individual homesites - maintains the roads throughout the community - PROVIDES SECURITY with gate guards and mobile patrols including the Polk County Sheriff - allows AUTOMATED GATE ACCESS for residents via license plate readers - provides residents with Fiber Optic Internet & TV service.***Poinciana Lakes Plaza is a MAJOR NEW SHOPPING CENTER that opened directly across from the Solivita Main Gate in Summer of 2024. It features Sprouts Grocery, TJ MAXX, Ross, Burlington, Rack Room Shoes, 5 Below, Ulta, Outback, First Watch, 5 Guys, Urgent Care, Dentist, TD Bank, Petco & Hair Cuttery PLUS MORE TO COME.***

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

2,064

Sqft

0.2 ac

Lot size

2

Garage

2002

Year built

One

Levels

$150

Per sqft

55+ communityPets allowed

Inside

FlooringCarpet · Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingGarage Door Opener
ExteriorIrrigation System · Lighting · Rain Gutters · Sliding Doors

Community & fees

HOA fee$276/mo
Taxes (2024)$3,334/yr
PetsYes
CommunityFishing · Association Recreation - Lease · Buyer Approval Required · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Handicap Modified · Irrigation-Reclaimed Water · Park · Playground · Pool · Restaurant · Sidewalks · Special Community Restrictions · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesElectricity Connected · Fiber Optics · Fire Hydrant · Private · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,676 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,825
FHA mortgage insurance (est.)$137
Property tax — 2024 actual bill$278
HOA fee — from the listing$276
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,850Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,850
Interest rate6.00%
Loan term

Estimated payment

$2,676/mo

Principal & interest$1,825
FHA mortgage insurance (est.)$137
Property taxes (actual bill)$278
HOA / condo fee$276
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $310K
$298KedgeAI estimate $349,212 · range $338K$357K$372K

vs edgeAI estimate

−11.2%

Days on market

322 vs 32 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Solivita

Map of 525 SHOREHAVEN  DRIVE inside its neighborhood boundary

Drive times from this address

Walt Disney World40 min
Universal Orlando49 min
Orlando Int’l Airport (MCO)53 min
Downtown Orlando53 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Poinciana. See the full Poinciana guide →

Solivita — neighborhood snapshot

Population

7,195

Median age

69

Median income

$65,133

Median home value

$323,540

Avg household

2

Households w/ children

196

For the school run

Polk County School District

ElementaryPalmetto Elementary School★★★★★
MiddleLake Marion Creek Middle School★★★★
HighHaines City Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Poinciana market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$298K$285K

Poinciana median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 42% above the POINCIANA 34759 median. See the full Poinciana market guide →

Paper trail

This home's history

CurrentPrice reduced to $310,000 $85K
Sep 18, 2025Listed at $395,000 · 322 days on market since
2002Built · SOLIVITA PH 02C

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 525 SHOREHAVEN DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 525 SHOREHAVEN DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

525 SHOREHAVEN DRIVE FAQs

What would the monthly payment be for 525 SHOREHAVEN DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,676/mo — principal and interest, the actual property-tax bill, the $276/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 525 SHOREHAVEN DRIVE?+

The association fee works out to $276 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 525 SHOREHAVEN DRIVE?+

The most recent tax bill on record (2024) was $3,334. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 525 SHOREHAVEN DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Poinciana?+

At $310,000, this home is listed about 7% above the Poinciana median of $289,990. The market section on this page shows how the area is trending.

Which schools are assigned to 525 SHOREHAVEN DRIVE?+

Palmetto Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$310,000 runs 42% above the POINCIANA 34759 median — but at 2,064 sqft it's also 24% larger than the typical Poinciana listing.

02Time on market is leverage

322 days on market against a Poinciana median of 32 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $395,000, now $310,000 — a $85K cut. The full history is in the market section below.

Listing courtesy of BORCHINI REALTY · Dale Pautz. MLS #S5134633.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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