David Ramirez

520 KOALA DRIVE, KISSIMMEE, FL, 34759

Active323 days on marketListed Sep 18, 2025MLS #S5134227

Priced 79% below the KISSIMMEE 34759 medianReduced $20KPOINCIANA NBRHD 03 VILLAGE 03

About this home

520 KOALA DRIVE

MAJOR PRICE RDUCTION . . .Nice Flag Lot in Neighborhood 3, Village 3, nearly a quarter of an acre in desirable area of Poinciana. Home values in the $300,000.+ price range. Polk County side. Will require Flood Insurance.

Facts & features

The home at a glance

0.21 ac

Lot size

Pets allowed

Inside

Outside & construction

Community & fees

HOA fee$25/mo
Taxes (2024)$344/yr
PetsYes

Utilities & systems

UtilitiesElectricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$511 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$277
FHA mortgage insurance (est.)$21
Property tax — 2024 actual bill$29
HOA fee — from the listing$25
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,645Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $1,645
Interest rate6.00%
Loan term

Estimated payment

$511/mo

Principal & interest$277
FHA mortgage insurance (est.)$21
Property taxes (actual bill)$29
HOA / condo fee$25
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Kissimmee

Map of 520 KOALA DRIVE

Drive times from this address

Walt Disney World39 min
Universal Orlando46 min
Orlando Int’l Airport (MCO)50 min
Downtown Orlando50 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Kissimmee. See the full Kissimmee guide →

KISSIMMEE 34759 — neighborhood snapshot

Population

41,381

Median age

42.6

Median income

$62,373

Median home value

$271,400

Avg household

2.78

Households w/ children

3,944

For the school run

Polk County School District

ElementaryPalmetto Elementary School★★★★★
MiddleLake Marion Creek Middle School★★★★
HighHaines City Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$365K$350K

Kissimmee median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 79% below the KISSIMMEE 34759 median. See the full Kissimmee market guide →

Paper trail

This home's history

CurrentPrice reduced to $47,000 $20K
Sep 18, 2025Listed at $67,000 · 323 days on market since

Reality check

What actually sold near 520 KOALA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

613 YAK COURTSold · Mar ’26

$115,000

613 YAK COURT · same community

3 bd · 2 ba · 984 sqft · $117/sqft · 16 DOM

785 MINK COURTSold · Jun ’26

$239,000

785 MINK COURT · same community

3 bd · 2 ba · 998 sqft · $239/sqft · 8 DOM

738 CARIBOU DRIVESold · Apr ’26

$125,000

738 CARIBOU DRIVE · same community

2 bd · 2 ba · 1,014 sqft · $123/sqft · 29 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 520 KOALA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 520 KOALA DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

520 KOALA DRIVE FAQs

What would the monthly payment be for 520 KOALA DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $511/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 520 KOALA DRIVE?+

The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 520 KOALA DRIVE?+

The most recent tax bill on record (2024) was $344. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 520 KOALA DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $47,000, this home is listed about 88% below the Kissimmee median of $379,000. The market section on this page shows how the area is trending.

Which schools are assigned to 520 KOALA DRIVE?+

Palmetto Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the KISSIMMEE 34759 market on paper

$47,000 is 79% below the KISSIMMEE 34759 median of $219,450.

02Time on market is leverage

323 days on market against a Kissimmee median of 52 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $67,000, now $47,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of FIRST INTERNATIONAL REAL ESTAT · Connie Culbertson. MLS #S5134227.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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