David Ramirez
$295,700$310,0004 bd1,488 sqft$199 /sqft$2,328 /mo all-in ↓

3356 AVENUE Q NW, WINTER HAVEN, FL, 33881

Active359 days on marketListed Aug 12, 2025MLS #S5132588

Reduced $14KDuplexINWOOD

About this home

3356 AVENUE Q NW

BACK ON MARKET — NOW PRICED UNDER $300K! Seller offering a $5,000 buyer closing cost credit. Occupied Winter Haven duplex generating $2,550/month in gross rental income. Both units are 2 bed / 1 bath and feature stone countertops, laminate flooring, and separate living spaces. No carpet. No HOA. No current vacancy. This property offers immediate income from day one with a practical two-unit setup for long-term rental demand. Located in a quiet residential area less than 2 miles from public schools, near Winter Haven’s Chain of Lakes, Lake Shipp Park, public boat ramps, trails, shopping, dining, and approximately 20 minutes from LEGOLAND Florida. Investors looking for an income-producing asset under $300K should take a serious look. Schedule your showing today.

Facts & features

The home at a glance

4

Bedrooms

1,488

Sqft

0.14 ac

Lot size

1980

Year built

Two

Levels

$199

Per sqft

Inside

FlooringLaminate
AppliancesMicrowave · Range Hood · Refrigerator
InteriorStone Counters · Thermostat
LaundryInside · Laundry Room
CoolingWall/Window Unit(s)
HeatingWall Units / Window Unit

Outside & construction

RoofShingle
ConstructionBlock · Wood Frame
FoundationSlab
ParkingDriveway
ExteriorFenced

Community & fees

Taxes (2024)$3,556/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Available · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,328 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,741
FHA mortgage insurance (est.)$131
Property tax — 2024 actual bill$296
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,350Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,350
Interest rate6.00%
Loan term

Estimated payment

$2,328/mo

Principal & interest$1,741
FHA mortgage insurance (est.)$131
Property taxes (actual bill)$296
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs INWOOD

$199 vs $199

Days on market

359 vs 48 typical

Where $199/sqft sits among the 23 homes for sale in INWOOD

4
4
4 · this home
6
2
3
$128–152$152–177$177–201$201–225$225–250$250+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Haven

Map of 3356 AVENUE Q NW

Drive times from this address

Walt Disney World44 min
Universal Orlando54 min
Downtown Tampa56 min
Downtown Orlando60 min
Orlando Int’l Airport (MCO)65 min
Tampa Int’l Airport (TPA)67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Haven. See the full Winter Haven guide →

The numbers that matter

The Winter Haven market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$283K$280K

Winter Haven median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

13 of 23

INWOOD have cut their price

Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4% above the Winter Haven median. See the full Winter Haven market guide →

Paper trail

This home's history

CurrentPrice reduced to $295,700 $14K
Aug 12, 2025Listed at $310,000 · 359 days on market since
1980Built · INWOOD

Reality check

What actually sold near 3356 AVENUE Q NW

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1338 33RD ST NWSold · Oct ’25

$215,000

1338 33RD ST NW · same community

3 bd · 2 ba · 1,458 sqft · $147/sqft · 161 DOM

1499 32ND STREET NWSold · Nov ’25

$245,000

1499 32ND STREET NW · same community

3 bd · 2 ba · 1,600 sqft · $153/sqft · 162 DOM

2604 AVENUE U NWSold · Nov ’25

$220,000

2604 AVENUE U NW · same community

3 bd · 1 ba · 1,345 sqft · $164/sqft · 44 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3356 AVENUE Q NW — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3356 AVENUE Q NW — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

3356 AVENUE Q NW FAQs

What would the monthly payment be for 3356 AVENUE Q NW?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,328/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3356 AVENUE Q NW?+

The most recent tax bill on record (2024) was $3,556. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3356 AVENUE Q NW?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Haven?+

At $295,700, this home is listed about 4% above the Winter Haven median of $285,000. The market section on this page shows how the area is trending.

Listing courtesy of BANERSY REAL ESTATE, LLC · Enrique Ojeda. MLS #S5132588.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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