David Ramirez
Short-Term Rental Eligible
$95,000$105,0002 bd1.5 ba828 sqft$115 /sqft$937 /mo all-in ↓

101 CITRUS RIDGE DRIVE, DAVENPORT, FL, 33837

Active405 days on marketListed Jun 24, 2025MLS #S5129597

Priced 70% below the DAVENPORT 33837 medianEst. $30K/yr short-term rental revenueReduced $10KManufactured HomeCITRUS RIDGE PH 01

About this home

101 CITRUS RIDGE DRIVE

Welcome to Citrus Ridge, a charming 55+ community located in Davenport, and close to all the attractions and I-4! This is NOT lot rent - you own the land! This home has had some recent updates and is ready for its new owners! NO polybutylene piping--- the home was completely repiped! The floors are super solid as well! The home just needs your finishing touches on design, but is move-in ready as is as well! Driving to the property, you'll notice the oversized parking pad that can comfortably fit two vehicles. A front porch greets you, perfect for enjoying your morning coffee on. When you enter the home, you'll enter the kitchen and dining room. There is eating space in the kitchen, and the home is also set up with a desk and chair, perfect for a home office. Heading to the back of the main home, you'll find the full bathroom, with a shower/tub combo, and the primary bedroom is at the back of the home. The living space continues into the addition. Starting from the back, you have a second bedroom / den that features a closet with the washer and dryer (yes, this has INSIDE laundry!). There is also a half bath, and then the living room in the front of the home. Outside, you'll find a generous storage shed. The yearly HOA fee covers maintenance of the roads, pool and other common areas, trash removal and lawn service. Owners are responsible for their trees, flowerbeds and other plantings. Park amenities include three laundry and bath house buildings; heated swimming pool and spa; shuffleboard; horseshoe court; and a petanque court. There is also a clubhouse for meetings, exercise class, shows, bingo, dances, craft and flea market events, cards, luncheons and pot luck dinners and line dancing classes. Finally, there is an activity hall for meetings, Bible study, library, reading room with puzzles, cards, exercise equipment room, arts and crafts, private parties. You can find a calendar of events on the association's website.

Facts & features

The home at a glance

2

Bedrooms

1.5

Bathrooms

828

Sqft

0.06 ac

Lot size

1988

Year built

One

Levels

$115

Per sqft

Partially55+ communityPets allowed

Inside

FlooringLinoleum
AppliancesDryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Eating Space In Kitchen · Primary Bedroom Main Floor · Thermostat · Window Treatments
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral
FurnishedPartially

Outside & construction

RoofMetal
ConstructionVinyl Siding
FoundationCrawlspace
FacesWest
ExteriorOther

Community & fees

HOA fee$83/mo
Taxes (2023)$1,108/yr
PetsCats OK, Dogs OK, Size Limit, Yes
CommunityBuyer Approval Required · Deed Restrictions · Golf Carts OK · Pool

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$937 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$559
FHA mortgage insurance (est.)$42
Property tax — 2023 actual bill$92
HOA fee — from the listing$83
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,325Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,325
Interest rate6.00%
Loan term

Estimated payment

$937/mo

Principal & interest$559
FHA mortgage insurance (est.)$42
Property taxes (actual bill)$92
HOA / condo fee$83
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $95K
$91KedgeAI estimate $112,743 · range $104K$114K$118K

vs edgeAI estimate

−15.7%

$/sqft vs Davenport actives

$115 vs $192

Days on market

405 vs 50 typical

Where $115/sqft sits among the 400 Davenport actives

13 · this home
36
116
119
70
46
$115–138$138–162$162–185$185–209$209–232$232+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Citrus Ridge, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$29,705/yr gross

Avg nightly rate$178
Occupancy (comp set)48%
CommunityCitrus Ridge
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,265/mo median

MarketDavenport
Annual gross at median$27,180
Gross yield on this price28.6%
Homes for rent right now533

Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.

The Lake Wales short-term market

▼ Softening

38%

Occupancy

▼ 13% yr/yr

$221

Avg nightly rate

▲ 5% yr/yr

$21K/yr

Revenue per listing

$87

RevPAR

57 days

Booking lead time

4.1 nights

Avg stay

2

Typical min nights

107

Active rentals

▲ 26% supply

Seasonality — monthly occupancy

Peaks at 54% in Feb · bottoms at 27% in Jun

38%
54%
53%
38%
33%
27%
31%
32%
28%
33%
42%
38%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Lake Wales — the projection above is specific to this home’s size.

Where it sits

Inside Citrus Ridge

Map of 101 CITRUS RIDGE DRIVE

Drive times from this address

Walt Disney World21 min
Universal Orlando31 min
Downtown Orlando37 min
Orlando Int’l Airport (MCO)42 min
Downtown Tampa60 min
Tampa Int’l Airport (TPA)71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Citrus Ridge is a short-term-rental community. See the full guide →

DAVENPORT 33837 — neighborhood snapshot

Population

45,144

Median age

37.7

Median income

$75,861

Median home value

$297,700

Avg household

2.96

Households w/ children

5,646

For the school run

Polk County School District

ElementaryLoughman Oaks Elementary School★★★★★
HighRidge Community High School★★★★
MiddleShelley S. Boone Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$350K$355K

Davenport median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

170 of 400

Davenport actives have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 70% below the DAVENPORT 33837 median. See the full Davenport market guide →

Paper trail

This home's history

CurrentPrice reduced to $95,000 $10K
Jun 24, 2025Listed at $105,000 · 405 days on market since
1988Built · CITRUS RIDGE PH 01

Reality check

What actually sold near 101 CITRUS RIDGE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

64 CITRUS RIDGE DRIVESold · Mar ’26

$112,500

64 CITRUS RIDGE DRIVE · same community

2 bd · 1.5 ba · 816 sqft · $138/sqft · 41 DOM

59 CITRUS RIDGE DRIVESold · Sep ’25

$137,000

59 CITRUS RIDGE DRIVE · same community

2 bd · 2 ba · 954 sqft · $144/sqft · 103 DOM

142 CITRUS RIDGE DRIVESold · Apr ’26

$160,000

142 CITRUS RIDGE DRIVE · same community

2 bd · 2 ba · 960 sqft · $167/sqft · 45 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 101 CITRUS RIDGE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 101 CITRUS RIDGE DRIVE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

101 CITRUS RIDGE DRIVE FAQs

What would the monthly payment be for 101 CITRUS RIDGE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $937/mo — principal and interest, the actual property-tax bill, the $83/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 101 CITRUS RIDGE DRIVE?+

The association fee works out to $83 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 101 CITRUS RIDGE DRIVE?+

The most recent tax bill on record (2023) was $1,108. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 101 CITRUS RIDGE DRIVE be rented short-term?+

Yes — this home sits inside Citrus Ridge, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 101 CITRUS RIDGE DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $95,000, this home is listed about 76% below the Davenport median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 101 CITRUS RIDGE DRIVE?+

Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the DAVENPORT 33837 market on paper

$95,000 is 70% below the DAVENPORT 33837 median of $320,000, and at $115/sqft it sits under the Davenport average of $195.

02Zoned for nightly rentals

Citrus Ridge is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Time on market is leverage

405 days on market against a Davenport median of 50 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $105,000, now $95,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of THREE MOUNTAINS REALTY · Kathryn Valentine. MLS #S5129597.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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