2620 LODI CIRCLE UNIT 103, KISSIMMEE, FL, 34746
Active437 days on marketListed May 26, 2025MLS #S5127286
About this home
2620 LODI CIRCLE UNIT 103
Partially Furnished 3-Bedroom Townhome in Resort-Style Gated Community – Villas at Seven Dwarfs Located just minutes from MAJOR ATTRACTIONS, this charming 3-BEDROOM, 2-BATH townhome is situated in the highly desirable GUARD-GATED community of VILLAS AT SEVEN DWARFS. The home features a SPACIOUS OPEN-CONCEPT living and dining area, a functional kitchen with BREAKFAST BAR, and tasteful decor throughout. The PRIMARY BEDROOM is conveniently located on the FIRST FLOOR, offering a LARGE WALK-IN CLOSET and plenty of natural light. Upstairs, you’ll find two guest bedrooms, each with twin beds, and a shared full bathroom — perfect for hosting family or guests. This home comes PARTIALLY FURNISHED, offering a great start whether you’re looking for a FULL-TIME RESIDENCE, a VACATION GETAWAY, or an INVESTMENT PROPERTY. The community ALLOWS BOTH SHORT-TERM AND LONG-TERM RENTALS, making it an ideal opportunity for PRIMARY HOME OR RENTAL INCOME. Enjoy an abundance of RESORT-STYLE AMENITIES, including a HEATED COMMUNITY POOL AND SPA, SPLASH PAD, FITNESS CENTER, clubhouse with ARCADE AND BILLIARDS, PLAYGROUND, full-size BASKETBALL AND TENNIS COURTS, PADDLE BOATS, SAND VOLLEYBALL, a LIBRARY, and a rare TIKI BAR on-site. Don’t miss your chance to own in one of KISSIMMEE’S MOST AMENITY-RICH AND FLEXIBLE-USE COMMUNITIES!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,296
Sqft
0.02 ac
Lot size
2006
Year built
Two
Levels
$201
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,628 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,628/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.3%
$/sqft vs Kissimmee actives
$201 vs $209
Days on market
437 vs 53 typical
Where $201/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Villas At Seven Dwarfs Lane, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental · projected
$37,985/yr gross
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
The Kissimmee short-term market
▼ Softening50%
Occupancy
▼ 32% yr/yr
$296
Avg nightly rate
▲ 15% yr/yr
$35K/yr
Revenue per listing
$148
RevPAR
63 days
Booking lead time
5.5 nights
Avg stay
3
Typical min nights
10,047
Active rentals
▲ 12% supply
Seasonality — monthly occupancy
Peaks at 58% in Feb · bottoms at 38% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Kissimmee — the projection above is specific to this home’s size.
Where it sits
Inside Villas At Seven Dwarfs Lane
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Villas At Seven Dwarfs Lane is a short-term-rental community. See the full guide →
Villas At Seven Dwarfs Lane — neighborhood snapshot
Population
243
Median age
31
Median income
$65,698
Median home value
$358,400
Avg household
3
Households w/ children
35%
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
169 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% below the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 2620 LODI CIRCLE UNIT 103
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$185,000
2000 ROYAL BAY BOULEVARD UNIT 131
3 bd · 2 ba · 1,326 sqft · $140/sqft · 74 DOM
Sold · Jun ’26$219,000
2007 ROYAL BAY BOULEVARD UNIT 144
3 bd · 2 ba · 1,326 sqft · $165/sqft · 29 DOM
Sold · Nov ’25$300,500
4558 BALENO LANE
4 bd · 3 ba · 1,340 sqft · $224/sqft · 82 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2620 LODI CIRCLE UNIT 103 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2620 LODI CIRCLE UNIT 103 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2620 LODI CIRCLE UNIT 103 FAQs
What would the monthly payment be for 2620 LODI CIRCLE UNIT 103?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,628/mo — principal and interest, the actual property-tax bill, the $565/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2620 LODI CIRCLE UNIT 103?+
The association fee works out to $565 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2620 LODI CIRCLE UNIT 103?+
The most recent tax bill on record (2024) was $3,094. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 2620 LODI CIRCLE UNIT 103 be rented short-term?+
Yes — this home sits inside Villas At Seven Dwarfs Lane, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 2620 LODI CIRCLE UNIT 103?+
The listing reports pets: Breed Restrictions, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $259,990, this home is listed about 31% below the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2620 LODI CIRCLE UNIT 103?+
Kissimmee Middle School (middle), Flora Ridge Elementary School (elementary), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the KISSIMMEE 34746 market on paper
$259,990 is 26% below the KISSIMMEE 34746 median of $349,000, and at $201/sqft it sits under the Kissimmee average of $216.
02Zoned for nightly rentals
Villas At Seven Dwarfs Lane is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Know the monthly fee
The association fee is $565/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
437 days on market against a Kissimmee median of 53 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $279,500, now $259,990 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Ana Pagotto. MLS #S5127286.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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