David Ramirez
Short-Term Rental Eligible
$795,000$875,0008 bd3,909 sqft$203 /sqft$5,477 /mo all-in ↓

9020 STINGER DRIVE, DAVENPORT, FL, 33896

Active438 days on marketListed May 13, 2025MLS #S5126803

Est. $93K/yr short-term rental revenueReduced $80KSingle Family ResidenceSTONEYBROOK SOUTH PH J-2 & J-3

About this home

9020 STINGER DRIVE

Welcome to this spectacular 8-bedroom, 5-bathroom fully furnished home located in the highly sought-after Retreat at Champions Gate, one of Orlando's premier gated resort communities. Whether you're seeking a high-performing short-term rental or a luxurious second home, this property delivers both style and income—with over $120K in gross rental income in 2023! Professionally designed and filled with natural light, this home features themed bedrooms, a converted game room, and spacious living areas perfect for entertaining. The main level offers two bedrooms, including a primary suite with direct access to the pool deck and an en suite bath with a dual vanity, soaking tub, and glass-enclosed shower. The open-concept kitchen boasts 42" shaker style cabinets, granite countertops, stainless steel appliances, and a bar seating area—flowing seamlessly into the dining and family room. Step outside to enjoy the screen-enclosed pool and lanai, perfect for relaxing or hosting guests. Upstairs, a cozy loft TV room is surrounded by six additional bedrooms and a bonus room that can be converted into a 9th bedroom. The garage-turned-game-room is air-conditioned with epoxy flooring and features a pool table—ensuring endless fun for guests. Just a short walk to the Oasis Clubhouse, where world-class amenities include a lazy river, water slides, splash pad, resort-style pool, fitness center, movie theater, arcade, restaurant, Tiki Bar, and more. A free community shuttle provides easy access to all amenities and nearby golf courses. Located just minutes from Disney, major highways, shopping, and dining, this home is in a zoning phase that allows both short- and long-term rentals—with no restrictions on owner stays. Don’t miss your chance to own one of the most desirable and versatile properties in Central Florida!

Facts & features

The home at a glance

8

Bedrooms

3,909

Sqft

0.14 ac

Lot size

2

Garage

2017

Year built

$203

Per sqft

Inside

Outside & construction

Community & fees

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$5,477 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,290
PMI (est., until 20% equity)$298
Est. property taxes (1.1%/yr)$729
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $79,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $79,500
Interest rate6.00%
Loan term

Estimated payment

$5,477/mo

Principal & interest$4,290
PMI (est., until 20% equity)$298
Est. property taxes$729
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs STONEYBROOK SOUTH PH J-2 & J-3

$203 vs $195

Days on market

438 vs 42 typical

Where $203/sqft sits among the 18 homes for sale in STONEYBROOK SOUTH PH J-2 & J-3

4
2
6 · this home
2
1
3
$165–178$178–191$191–203$203–216$216–229$229+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Champions Gate, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$93,044/yr gross

Avg nightly rate$550
Occupancy (comp set)47%
CommunityChampions Gate
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,295/mo median

MarketDavenport
Annual gross at median$27,540
Gross yield on this price3.5%
Homes for rent right now587

Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.

The Four Corners short-term market

▼ Softening

48%

Occupancy

▼ 37% yr/yr

$325

Avg nightly rate

▲ 13% yr/yr

$38K/yr

Revenue per listing

$151

RevPAR

78 days

Booking lead time

5.7 nights

Avg stay

3

Typical min nights

11,479

Active rentals

▼ 20% supply

Seasonality — monthly occupancy

Peaks at 57% in Jul · bottoms at 36% in Jun

44%
56%
55%
54%
44%
36%
57%
48%
39%
44%
44%
46%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Four Corners — the projection above is specific to this home’s size.

Where it sits

Inside Champions Gate

Map of 9020 STINGER DRIVE inside its neighborhood boundary

Drive times from this address

Walt Disney World20 min
Universal Orlando30 min
Downtown Orlando36 min
Orlando Int’l Airport (MCO)41 min
Downtown Tampa64 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Champions Gate is a short-term-rental community. See the full guide →

Champions Gate — neighborhood snapshot

Population

2,029

Median age

38

Median income

$101,226

Median home value

$429,800

Avg household

3

Households w/ children

214

For the school run

Osceola County School District

ElementaryWestside K-8 School★★★★
HighPoinciana High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketLeans buyer8.6 months of inventoryBuyer’s market

$342K$363K

Davenport median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

9 of 18

STONEYBROOK SOUTH PH J-2 & J-3 have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 112% above the DAVENPORT 33896 median. See the full Davenport market guide →

Paper trail

This home's history

CurrentPrice reduced to $795,000 $80K
May 13, 2025Listed at $875,000 · 438 days on market since
2017Built · STONEYBROOK SOUTH PH J-2 & J-3

Reality check

What actually sold near 9020 STINGER DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1700 MOON VALLEY DRIVESold · Sep ’25

$640,000

1700 MOON VALLEY DRIVE · same community

8 bd · 5 ba · 3,909 sqft · $164/sqft · 26 DOM

1676 MOON VALLEY DRIVESold · Nov ’25

$590,000

1676 MOON VALLEY DRIVE · same community

8 bd · 5 ba · 3,909 sqft · $151/sqft · 372 DOM

1521 FLANGE DRIVESold · Nov ’25

$645,000

1521 FLANGE DRIVE · same community

8 bd · 5.5 ba · 3,909 sqft · $165/sqft · 41 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9020 STINGER DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9020 STINGER DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

9020 STINGER DRIVE FAQs

What would the monthly payment be for 9020 STINGER DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,477/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Can 9020 STINGER DRIVE be rented short-term?+

Yes — this home sits inside Champions Gate, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

How does the price compare to other homes in Davenport?+

At $795,000, this home is listed about 104% above the Davenport median of $388,995. The market section on this page shows how the area is trending.

Which schools are assigned to 9020 STINGER DRIVE?+

Westside K-8 School (elementary), Poinciana High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$795,000 runs 112% above the DAVENPORT 33896 median — but at 3,909 sqft it's also nearly twice the size of the typical Davenport listing.

02Zoned for nightly rentals

Champions Gate is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Time on market is leverage

438 days on market against a Davenport median of 42 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $875,000, now $795,000 — a $80K cut. The full history is in the market section below.

Listing courtesy of RE/MAX REALTEC GROUP · Kenneth Holden, PA. MLS #S5126803.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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