
1407 WATER LILLY LANE, KISSIMMEE, FL, 34744
Active469 days on marketListed Apr 27, 2025MLS #S5125695
About this home
1407 WATER LILLY LANE
Welcome to your next home in the prestigious gated community of Kissimmee Bay Country Club, where luxury, technology, and nature come together in perfect harmony, offering breathtaking views of the majestic Lake Tohopekaliga (Lake Toho). This spectacular, fully renovated residence features 5 spacious bedrooms and 4.5 bathrooms, thoughtfully designed to provide comfort, elegance, and functionality. The primary suite, located on the first floor, offers private access to the pool and kitchen, along with a spa-style bathroom complete with a sauna—perfect for relaxation. The main level also includes an additional bedroom ideal for a home office or guest suite. Upstairs, you’ll find three additional bedrooms: one with a private en-suite bathroom and two that share a full bath, offering both privacy and flexibility. The interior showcases a modern and sophisticated design, featuring porcelain tile flooring on the main level and waterproof, light-toned laminate flooring upstairs and on the staircase, beautifully simulating natural wood for a warm and elegant ambiance. The open-concept layout seamlessly connects the kitchen, living room, and dining area, all with stunning views of the private pool and the lake. The chef-inspired kitchen includes quartz countertops, modern cabinetry, ample storage, a walk-in pantry with an additional refrigerator, an electric stove, and a full-house water filtration system with UV technology. Designed as a true smart home, this property includes: • USB and USB-C charging outlets throughout the home • Smart lighting controlled via the Kasa app • Remote-access smart locks • Smart intercom system connecting key areas of the home All systems can be conveniently controlled from your smartphone, providing maximum comfort, efficiency, and security. The main living area features a sleek electric fireplace, while the home also includes a fully equipped private gym with lake views, creating an inspiring space for workouts. The outdoor area is truly exceptional, featuring a pool with spa and waterfall, a fully equipped grilling area, a convenient poolside bathroom, ambient evening lighting, and a spacious backyard where you can enjoy beautiful sunrises and local wildlife, including birds, turtles, ducks, squirrels, and rabbits. For energy efficiency, the home includes a solar water heater, two additional traditional water heaters, three A/C units, and a new pool pump. The property also offers covered parking for three vehicles, plus additional space for up to eight more. Residents of Kissimmee Bay Country Club enjoy exclusive community amenities: • Private golf course • Tennis and basketball courts • Recreational park and event hall • Private boat dock with water access • RV and boat parking (annual lease available) • High-speed internet included in the HOA (Spectrum) Additionally, the property offers: • Boat parking available for an annual fee Don’t miss the opportunity to live in a home where luxury, smart technology, and nature create an unparalleled living experience on beautiful Lake Toho. Schedule your private tour today.
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
3,845
Sqft
0.25 ac
Lot size
3
Garage
2004
Year built
Two
Levels
$242
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,638 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,638/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14%
$/sqft vs Kissimmee actives
$242 vs $210
Days on market
469 vs 54 typical
Where $242/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Kissimmee Bay Country Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
Kissimmee Bay Country Club — neighborhood snapshot
Population
1,953
Median age
38
Median income
$91,875
Median home value
$380,400
Avg household
3
Households w/ children
283
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $359K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
176 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 142% above the KISSIMMEE 34744 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 1407 WATER LILLY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$530,000
1752 LEE JANZEN DRIVE · same community
5 bd · 4 ba · 3,376 sqft · $157/sqft · 17 DOM
Sold · Jan ’26$615,000
1705 ELSIE PARK COURT · same community
4 bd · 3.5 ba · 3,266 sqft · $188/sqft · 82 DOM
Sold · Jul ’26$635,000
2743 KISSIMMEE BAY CIRCLE · same community
4 bd · 3 ba · 2,856 sqft · $222/sqft · 113 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1407 WATER LILLY LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1407 WATER LILLY LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1407 WATER LILLY LANE FAQs
What would the monthly payment be for 1407 WATER LILLY LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,638/mo — principal and interest, the actual property-tax bill, the $195/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1407 WATER LILLY LANE?+
The association fee works out to $195 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1407 WATER LILLY LANE?+
The most recent tax bill on record (2024) was $10,992. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1407 WATER LILLY LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $930,000, this home is listed about 145% above the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1407 WATER LILLY LANE?+
Partin Settlement Elementary School (elementary), Gateway High School (high), Neptune Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$930,000 runs 142% above the KISSIMMEE 34744 median — but at 3,845 sqft it's also nearly twice the size of the typical Kissimmee listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
469 days on market against a Kissimmee median of 54 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,195,000, now $930,000 — a $265K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Mariana Rondon. MLS #S5125695.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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