David Ramirez
Short-Term Rental Eligible
$459,000$495,0004 bd2 ba1,910 sqft$240 /sqft$3,592 /mo all-in ↓

2039 DERWENT DRIVE, DAVENPORT, FL, 33896

Active514 days on marketListed Mar 6, 2025MLS #S5122100

Reduced $36KSingle Family ResidenceGLEN AT WEST HAVEN

About this home

2039 DERWENT DRIVE

This beautiful 4-bedroom, 2-bathroom home, built in 2023, is approved for both short-term and long-term rentals and offers exceptional income potential. Nestled in the highly sought-after Champions Gate area, this home is just minutes from world-class golf courses, shopping, dining, and the Disney Parks—making it a strategic choice for investors and vacationers. Designed with elegance and functionality, it features 8' interior and exterior doors, upgraded LED lighting, and premium tile flooring throughout. The gourmet kitchen boasts quartz countertops, upgraded cabinetry, a stylish backsplash, and pendant lighting over the island. The spa-inspired master bath includes a frameless glass shower, and designer tile to the ceiling, creating a true retreat. Enjoy breathtaking conservation views from the extended French doors leading to the private backyard. Located in the Glen at West Haven, a community with resort-style amenities including a pool and gym, and featuring a low HOA, this home is excellent as a high-performing rental or a dream primary residence. Don’t miss this unique opportunity in one of the best locations in Central Florida!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,910

Sqft

0.13 ac

Lot size

2

Garage

2023

Year built

One

Levels

$240

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorKitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Smart Home · Thermostat
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewTrees/Woods
FacesNorthwest
ExteriorFrench Doors · Sidewalk

Community & fees

HOA fee$117/mo
Taxes (2024)$4,916/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,592 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,702
FHA mortgage insurance (est.)$203
Property tax — 2024 actual bill$410
HOA fee — from the listing$117
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,065Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,065
Interest rate6.00%
Loan term

Estimated payment

$3,592/mo

Principal & interest$2,702
FHA mortgage insurance (est.)$203
Property taxes (actual bill)$410
HOA / condo fee$117
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $459K
$350KedgeAI estimate $374,959 · range $365K$391K$477K

vs edgeAI estimate

+22.4%

$/sqft vs Davenport actives

$240 vs $190

Days on market

514 vs 42 typical

Where $240/sqft sits among the 400 Davenport actives

65
105
91
63
39
37 · this home
$148–166$166–184$184–202$202–220$220–238$238+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside West Haven, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityWest Haven
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,295/mo median

MarketDavenport
Annual gross at median$27,540
Gross yield on this price6.0%
Homes for rent right now587

Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside West Haven

Map of 2039 DERWENT DRIVE inside its neighborhood boundary

Drive times from this address

Walt Disney World20 min
Universal Orlando30 min
Downtown Orlando36 min
Orlando Int’l Airport (MCO)41 min
Downtown Tampa64 min
Tampa Int’l Airport (TPA)75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

West Haven is a short-term-rental community. See the full guide →

DAVENPORT 33896 — neighborhood snapshot

Population

23,074

Median age

33.8

Median income

$74,485

Median home value

$307,200

Avg household

2.66

Households w/ children

2,550

For the school run

Osceola County School District

ElementaryWestside K-8 School★★★★
HighPoinciana High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketLeans buyer8.6 months of inventoryBuyer’s market

$342K$363K

Davenport median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

172 of 400

Davenport actives have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% above the DAVENPORT 33896 median. See the full Davenport market guide →

Paper trail

This home's history

CurrentPrice reduced to $459,000 $36K
Mar 6, 2025Listed at $495,000 · 514 days on market since
2023Built · GLEN AT WEST HAVEN

Reality check

What actually sold near 2039 DERWENT DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2062 DERWENT DRIVESold · Apr ’26

$480,000

2062 DERWENT DRIVE · same community

5 bd · 4 ba · 3,069 sqft · $156/sqft · 38 DOM

2081 DERWENT DRIVESold · Jun ’26

$620,000

2081 DERWENT DRIVE · same community

6 bd · 4.5 ba · 3,931 sqft · $158/sqft · 89 DOM

254 ALFORD DRIVESold · Oct ’25

$360,000

254 ALFORD DRIVE

4 bd · 2 ba · 1,949 sqft · $185/sqft · 160 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2039 DERWENT DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2039 DERWENT DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2039 DERWENT DRIVE FAQs

What would the monthly payment be for 2039 DERWENT DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,592/mo — principal and interest, the actual property-tax bill, the $117/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2039 DERWENT DRIVE?+

The association fee works out to $117 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2039 DERWENT DRIVE?+

The most recent tax bill on record (2024) was $4,916. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 2039 DERWENT DRIVE be rented short-term?+

Yes — this home sits inside West Haven, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 2039 DERWENT DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $459,000, this home is listed about 18% above the Davenport median of $388,995. The market section on this page shows how the area is trending.

Which schools are assigned to 2039 DERWENT DRIVE?+

Westside K-8 School (elementary), Poinciana High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$459,000 runs 22% above the DAVENPORT 33896 median.

02Zoned for nightly rentals

West Haven is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

04Time on market is leverage

514 days on market against a Davenport median of 42 — sellers in this position are usually ready to negotiate.

05The price has already moved

Listed at $495,000, now $459,000 — a $36K cut. The full history is in the market section below.

Listing courtesy of EXP REALTY LLC · Hector Oropeza. MLS #S5122100.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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