3040 CARDILLINO WAY, KISSIMMEE, FL, 34741
Active549 days on marketListed Feb 5, 2025MLS #S5120036
About this home
3040 CARDILLINO WAY
Virtually Staged. Must See !! This is a BEAUTIFUL Home !! Fresh Exterior Paint & Clean A/C Units. Stunning 5-bedroom, 4-bathroom home in a gated community with luxury upgrades throughout. Features a gourmet kitchen, high ceilings, an open floor plan, surround sound, a brand-new fence, and a 3-car garage. The second floor offers a spacious loft perfect for a home theater or game room, plus a bedroom and full bath for guests. The primary suite is conveniently located on the first floor, along with the laundry room. Recently painted exterior and professionally cleaned A/C units for the next owner’s comfort. Enjoy community amenities including a dog park, resort-style pool, and fully equipped gym. Don’t miss this opportunity!
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,105
Sqft
0.16 ac
Lot size
3
Garage
2018
Year built
Two
Levels
$196
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,739 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,739/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.1%
$/sqft vs TAPESTRY PH 2
$196 vs $250
Days on market
549 vs 55 typical
Where $196/sqft sits among the 7 homes for sale in TAPESTRY PH 2
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tapestry
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
Tapestry — neighborhood snapshot
Population
4,116
Median age
33
Median income
$80,844
Median home value
$370,418
Avg household
3
Households w/ children
525
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
3 of 7
TAPESTRY PH 2 have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 177% above the KISSIMMEE 34741 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 3040 CARDILLINO WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$505,000
2516 NOUVEAU WAY · same community
4 bd · 3 ba · 2,628 sqft · $192/sqft · 211 DOM
Sold · Aug ’26$540,000
2520 NOUVEAU WAY · same community
4 bd · 2.5 ba · 2,391 sqft · $226/sqft · 23 DOM
Sold · Jun ’26$469,500
2584 NOUVEAU WAY · same community
3 bd · 2.5 ba · 1,860 sqft · $252/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3040 CARDILLINO WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3040 CARDILLINO WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3040 CARDILLINO WAY FAQs
What would the monthly payment be for 3040 CARDILLINO WAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,739/mo — principal and interest, the actual property-tax bill, the $246/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3040 CARDILLINO WAY?+
The association fee works out to $246 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3040 CARDILLINO WAY?+
The most recent tax bill on record (2023) was $9,754. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3040 CARDILLINO WAY?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $610,000, this home is listed about 61% above the Kissimmee median of $379,395. The market section on this page shows how the area is trending.
Which schools are assigned to 3040 CARDILLINO WAY?+
Kissimmee Middle School (middle), Flora Ridge Elementary School (elementary), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$610,000 runs 177% above the KISSIMMEE 34741 median — but at 3,105 sqft it's also 71% larger than the typical Kissimmee listing.
02Time on market is leverage
549 days on market against a Kissimmee median of 55 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $669,000, now $610,000 — a $59K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY ORLANDO LLC · Bernie Negron. MLS #S5120036.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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