3167 WHISPER WIND DRIVE, ST CLOUD, FL, 34771
Active580 days on marketListed Dec 20, 2024MLS #S5117387
About this home
3167 WHISPER WIND DRIVE
A Waterfront Masterpiece Near Lake Nona. SELLER FINANCING AVAILABLE! Wake up to Golden Sunrises over Lake Ajay in this BRAND NEW 2024 Lakefront Estate, a home where every day feels like a retreat. Nearly 6,000 sq ft of Modern Design on almost an ACRE of land with 6 bedrooms and 7 baths. This retreat combines seamless living with Architectural Sophistication: a Chef’s Kitchen with Quartz Counters and Custom Cabinetry, a WINE CELLAR , Home THEATER , ELEVATOR , and an Olympic-Scale Pool & Spa overlooking the LAKE. Inside, 12-ft ceilings, warm Hardwood Floors, and Walls of Glass Frame Serene Lake Views. The Open Plan flows from kitchen to dining to great room, perfect for lively gatherings or quiet mornings with coffee and water views. The Primary Suite is a private sanctuary with a spa bath and a boutique-style closet. Outside, a Travertine Patio and screened Olympic Resort Style Pool set the scene for sunset living. The community offers Tennis, Basketball, and Pickleball Courts, plus a Community Private Dock for peaceful evening cruises. Built for comfort and efficiency with Tankless Water Heaters, Icynene Insulation, and Top-Tier HVAC. This address delivers privacy and just a few minutes to Lake Nona’s Medical City, USTA, Tech/Innovation Hub, Shops, and Dining. If you've been dreaming of a home that feels like a getaway but functions for real life, this is it. Every Day here feels like a chapter worth living. Come see it yourself. Schedule your private tour today.
Facts & features
The home at a glance
6
Bedrooms
6
Bathrooms
5,820
Sqft
0.89 ac
Lot size
4
Garage
2024
Year built
Two
Levels
$515
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$17,765 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$17,765/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 603% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3167 WHISPER WIND DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3167 WHISPER WIND DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3167 WHISPER WIND DRIVE FAQs
What would the monthly payment be for 3167 WHISPER WIND DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $17,765/mo — principal and interest, the actual property-tax bill, the $142/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3167 WHISPER WIND DRIVE?+
The association fee works out to $142 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3167 WHISPER WIND DRIVE?+
The most recent tax bill on record (2023) was $1,798. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3167 WHISPER WIND DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $2,999,999, this home is listed about 606% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3167 WHISPER WIND DRIVE?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,999,999 runs 603% above the ST CLOUD 34771 median — but at 5,820 sqft it's also nearly 3 times the size of the typical St Cloud listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
580 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $3,700,000, now $2,999,999 — a $700K cut. The full history is in the market section below.
Listing courtesy of COLDWELL BANKER REALTY · Karla Price. MLS #S5117387.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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