538 CADIZ LOOP, DAVENPORT, FL, 33837
Active585 days on marketListed Dec 12, 2024MLS #S5116937
About this home
538 CADIZ LOOP
ATTRACTIVE SPACIOUS FIVE BEDROOM THREE AND A HALF BATHROOM POOL HOME. LOCATED IN DAVENPORT FLORIDA. THE PROPERTY IS BRIGHT AND AIRY WITH FRESH PAINTWORK AND BRAND NEW CARPET. CERAMIC TILE TO BATHROOMS AND KITCHEN. THE SCREENED POOL/SPA AREA IS PERFECT FOR ENJOYING THE FLORIDA SUNSHINE. THE HEATED POOL AND SPA TO RELAX. THE HOME IS SITUATED WITHIN A GATED COMMUNITY WITH PLAYGROUND AND TENNIS COURTS. LOCATED OFF OF HWY 27 AND CONVENIANTLY CLOSE TO DISNEY,SHOPPING,RESTAURANTS ETC. LISTING BROKER HAS FINANCIAL INTEREST IN PROPERTY. SELLER HAS ACTIVE REAL ESTATE LICENSE.
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
2,345
Sqft
0.16 ac
Lot size
2
Garage
2007
Year built
Two
Levels
$166
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,267 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,267/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.8%
$/sqft vs Davenport actives
$166 vs $190
Days on market
585 vs 42 typical
Where $166/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Marbella, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental · projected
$80,202/yr gross
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,295/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
The Davenport short-term market
▼ Softening46%
Occupancy
▼ 35% yr/yr
$302
Avg nightly rate
▲ 16% yr/yr
$31K/yr
Revenue per listing
$138
RevPAR
70 days
Booking lead time
5.9 nights
Avg stay
3
Typical min nights
3,730
Active rentals
▲ 7% supply
Seasonality — monthly occupancy
Peaks at 55% in Mar · bottoms at 36% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Davenport — the projection above is specific to this home’s size.
Where it sits
Inside Marbella At Davenport
Drive times from this address
Marbella is a short-term-rental community. See the full guide →
Marbella At Davenport — neighborhood snapshot
Population
536
Median age
55
Median income
$69,305
Median home value
$328,685
Avg household
3
Households w/ children
36%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$342K → $363K
Davenport median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
169 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% above the DAVENPORT 33837 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 538 CADIZ LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$385,000
223 CADIZ LOOP · same community
5 bd · 3.5 ba · 2,345 sqft · $164/sqft · 209 DOM
Sold · Feb ’26$370,000
724 ANDALUSIA LOOP · same community
5 bd · 3.5 ba · 2,345 sqft · $158/sqft · 83 DOM
Sold · Mar ’26$395,000
529 CADIZ LOOP · same community
5 bd · 3.5 ba · 2,345 sqft · $168/sqft · 92 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 538 CADIZ LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 538 CADIZ LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
538 CADIZ LOOP FAQs
What would the monthly payment be for 538 CADIZ LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,267/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 538 CADIZ LOOP?+
The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 538 CADIZ LOOP?+
The most recent tax bill on record (2023) was $5,275. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 538 CADIZ LOOP be rented short-term?+
Yes — this home sits inside Marbella, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 538 CADIZ LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $389,900, this home is priced right at the Davenport median.
Which schools are assigned to 538 CADIZ LOOP?+
Horizons Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$389,900 runs 21% above the DAVENPORT 33837 median — but at 2,345 sqft it's also 20% larger than the typical Davenport listing.
02Zoned for nightly rentals
Marbella is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Time on market is leverage
585 days on market against a Davenport median of 42 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $445,000, now $389,900 — a $55K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CAVENDISH REALTY · Lesley Price. MLS #S5116937.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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