5100 HELEN COURT, ST CLOUD, FL, 34772
Active599 days on marketListed Dec 1, 2024MLS #S5115983
About this home
5100 HELEN COURT
Virtually Staged. Experience the Magic of Lakeside Living! Welcome to your own slice of paradise! Nestled on 6.21 peaceful acres along the shores of Alligator Lake in beautiful Saint Cloud, this property is located on a quiet cul-de-sac, offering the perfect blend of privacy and comfortable living. Surrounded by graceful oak trees and a tranquil forest, it’s a place where you can truly relax and unwind. The main house features 3 bedrooms and 2.5 bathrooms, designed to make everyday living cozy and convenient. Large windows bring in stunning views of the lake and the lush greenery, making you feel connected to nature at every turn. There’s also a charming guest house with 1 bedroom, 1 bathroom, and an office space that can easily be converted into another bedroom if needed. For hobbyists or those needing extra space, the three-bay shop is ready for projects, storage, or both! The highlight of this property is its lakefront access—imagine starting your mornings with a cup of coffee, watching the sunrise dance across the water, or spending your afternoons fishing, boating, or strolling through your very own paradise. With its prime location, expansive acreage, and no HOA, this property offers endless opportunities for customization, hobbies, or simply enjoying the peace and beauty of lakeside living. Tucked away for privacy yet still close to local amenities, this Saint Cloud retreat truly has it all. Don’t miss the chance to make this lakeside haven your forever home—schedule your showing today!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,574
Sqft
6.21 ac
Lot size
5
Garage
1968
Year built
One
Levels
$378
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,910 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,910/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 265% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5100 HELEN COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5100 HELEN COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5100 HELEN COURT FAQs
What would the monthly payment be for 5100 HELEN COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,910/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5100 HELEN COURT?+
The most recent tax bill on record (2024) was $11,507. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Cloud?+
At $1,350,000, this home is listed about 218% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5100 HELEN COURT?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,350,000 runs 265% above the ST CLOUD 34772 median — but at 3,574 sqft it's also nearly twice the size of the typical St Cloud listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
599 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,780,000, now $1,350,000 — a $430K cut. The full history is in the market section below.
Listing courtesy of NONA LEGACY POWERED BY LA ROSA · Zheni K Espana Pa. MLS #S5115983.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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