David Ramirez
$630,0003 bd2 ba1,308 sqft$482 /sqft$4,248 /mo all-in ↓

125 MATANZAS ROAD, MELBOURNE BEACH, FL, 32951

Active16 days on marketListed Jul 16, 2026MLS #R4911658

Priced 70% below the MELBOURNE BEACH 32951 medianPrivate poolSingle Family ResidenceFLORIDANA BEACH 5TH ADD

About this home

125 MATANZAS ROAD

Welcome to your own slice of paradise at 125 Matanzas Road, Melbourne Beach! This beautifully remodeled 3-bedroom, 2-bath pool home perfectly blends modern updates with the laid-back coastal lifestyle. Step inside to discover a stunning brand-new kitchen featuring stainless steel appliances, new cabinetry, and stylish finishes, complemented by updated flooring, fresh interior paint, and beautifully remodeled bathrooms. The open and inviting floor plan flows seamlessly to your private backyard oasis, where an in-ground pool and spacious patio create the perfect setting for relaxing or entertaining family and friends. Located in the desirable Floridana Beach community, you’re just minutes from pristine Atlantic beaches, the Indian River Lagoon, Sebastian Inlet State Park, and the Indian River Preserve. Residents also enjoy access to a private oceanfront park with beach access, a clubhouse, playground, picnic area, basketball court, and walking paths, making it easy to enjoy everything Melbourne Beach has to offer. Whether you’re searching for a full-time residence, vacation getaway, or investment opportunity, this move-in-ready coastal retreat offers the best of Florida living. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,308

Sqft

0.23 ac

Lot size

1

Garage

1982

Year built

One

Levels

$482

Per sqft

Private poolPets allowed

Inside

FlooringLaminate
AppliancesConvection Oven · Dishwasher · Dryer · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco · Wood Frame
FoundationSlab
FacesNorth
ExteriorOther · Outdoor Shower

Community & fees

HOA fee$8/mo
Taxes (2025)$5,333/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,248 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,399
PMI (est., until 20% equity)$236
Property tax — 2025 actual bill$444
HOA fee — from the listing$8
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $63,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $63,000
Interest rate6.00%
Loan term

Estimated payment

$4,248/mo

Principal & interest$3,399
PMI (est., until 20% equity)$236
Property taxes (actual bill)$444
HOA / condo fee$8
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Melbourne Beach actives

$482 vs $626

Days on market

16 vs 13 typical

Where $482/sqft sits among the 17 Melbourne Beach actives

4
3 · this home
2
3
2
3
$172–343$343–514$514–685$685–857$857–1028$1028+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside South Beaches

Map of 125 MATANZAS ROAD inside its neighborhood boundary

Get to know Melbourne Beach. See the full Melbourne Beach guide →

South Beaches — neighborhood snapshot

Population

4,535

Median age

60

Median income

$117,740

Median home value

$572,500

Avg household

2

Households w/ children

188

For the school run

Brevard County School District

ElementaryGemini Elementary School★★★★★
MiddleHerbert C. Hoover Middle School★★★★
HighMelbourne Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Melbourne Beach market

Seller’s marketSeller’s market2.6 months of inventoryBuyer’s market

$941K$4.6M

Melbourne Beach median sold, yr/yr

92.7%

Sale-to-list ratio (12 mo)

2 of 17

Melbourne Beach actives have cut their price

Median sold price, Melbourne Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 70% below the MELBOURNE BEACH 32951 median. See the full Melbourne Beach market guide →

Paper trail

This home's history

Jul 16, 2026Listed at $630,000 · 16 days on market since
1982Built · FLORIDANA BEACH 5TH ADD

Reality check

What actually sold near 125 MATANZAS ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6235 TREETOP DRIVE UNIT 6235Sold · Jul ’26

$240,000

6235 TREETOP DRIVE UNIT 6235

2 bd · 2 ba · 1,332 sqft · $180/sqft · 16 DOM

103 MATANZAS ROADSold · Apr ’26

$625,000

103 MATANZAS ROAD

3 bd · 2 ba · 1,462 sqft · $427/sqft · 33 DOM

351 NIKOMAS WAYSold · Aug ’25

$805,000

351 NIKOMAS WAY

3 bd · 2 ba · 1,494 sqft · $539/sqft · 40 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 125 MATANZAS ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 125 MATANZAS ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

125 MATANZAS ROAD FAQs

What would the monthly payment be for 125 MATANZAS ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,248/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 125 MATANZAS ROAD?+

The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 125 MATANZAS ROAD?+

The most recent tax bill on record (2025) was $5,333. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 125 MATANZAS ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Melbourne Beach?+

At $630,000, this home is listed about 52% below the Melbourne Beach median of $1,325,000. The market section on this page shows how the area is trending.

Which schools are assigned to 125 MATANZAS ROAD?+

Gemini Elementary School (elementary), Herbert C. Hoover Middle School (middle), Melbourne Senior High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the MELBOURNE BEACH 32951 market on paper

$630,000 is 70% below the MELBOURNE BEACH 32951 median of $2,100,000, and at $482/sqft it sits under the Melbourne Beach average of $662.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Gemini Elementary School, Herbert C. Hoover Middle School, Melbourne Senior High School — Gemini Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of VINTAGE REALTY SOLUTIONS · Patrick Westervelt, LLC. MLS #R4911658.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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