5 HICKORY LOOP, OCALA, FL, 34472
Active32 days on marketListed Jun 18, 2026MLS #R4911458
About this home
5 HICKORY LOOP
Waterfront living meets unmatched value in this beautifully updated, move-in-ready 1,736 sq ft, Ocala home! With NO HOA fees or restrictions, this residence is packed with premium upgrades that meet true freedom and ultimate peace of mind. This 3-bedroom, 2-bathroom, 2-car garage home is situated on a serene waterfront lot complete with mature palm trees and backyard fishing. The exterior features a highly durable tiled barrel roof designed for a 50-to-100-year lifespan. Inside, you will find a freshly painted interior, sparkling granite countertops in both the kitchen and bathrooms, and stainless steel appliances. The family room opens up through a sliding door into a closed-in porch with windows, perfect for enjoying the views. Major mechanical upgrades include a 5-year-old Rheem HVAC system, a 4-year-old upgraded Electrical panel, and a brand-new 2026 Water heater. Best of all, the property includes a 1-year home warranty! Perfectly located near the World Equestrian Center, Silver Springs State Park, the Silver River Museum & Environmental Education Center, and the Silver Springs Forest Conservation Area, you are minutes away from world-class entertainment and natural beauty. This pristine property is an unbeatable value and will not last—schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,736
Sqft
0.34 ac
Lot size
2
Garage
1992
Year built
One
Levels
$172
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,403 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,403/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.8%
$/sqft vs Ocala actives
$172 vs $180
Days on market
32 vs 43 typical
Where $172/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34472 — neighborhood snapshot
Population
34,665
Median age
40.1
Median income
$61,635
Median home value
$185,900
Avg household
2.67
Households w/ children
3,980
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
156 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the OCALA 34472 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 5 HICKORY LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$264,000
54 BAHIA TRACE CIRCLE · same community
3 bd · 2 ba · 1,773 sqft · $149/sqft · 94 DOM
Sold · Jun ’26$350,000
10 HICKORY LOOP · same community
3 bd · 2.5 ba · 1,870 sqft · $187/sqft · 44 DOM
Sold · Oct ’25$375,000
95 HICKORY LOOP · same community
3 bd · 2 ba · 1,995 sqft · $188/sqft · 97 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5 HICKORY LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5 HICKORY LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5 HICKORY LOOP FAQs
What would the monthly payment be for 5 HICKORY LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,403/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5 HICKORY LOOP?+
The most recent tax bill on record (2025) was $4,245. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $298,500, this home is priced right at the Ocala median.
Which schools are assigned to 5 HICKORY LOOP?+
Forest High School (high), Legacy Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$298,500 runs 43% above the OCALA 34472 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $310,000, now $298,500 — a $12K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SIMS REALTY LLC · Maritza Westerveld. MLS #R4911458.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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