524 CENTRAL RIDGE LANE, FROSTPROOF, FL, 33843
Active57 days on marketListed Jun 8, 2026MLS #R4911407
About this home
524 CENTRAL RIDGE LANE
THE ULTIMATE SHOWSTOPPER! Custom luxury and outdoor oasis. Why settle for a basic, cookie cutter builder grade house and wait months for it to be finished? This 5 year young, fully loaded masterpiece is better than a brand new build and packed with thousands in high-dollar custom upgrades you simply cannot find elsewhere. From the moment you pull up to the grand circular driveway-greeted by premium custom stonework, an elegant front porch and a soothing water fountain-it's crystal clear this is the crown jewel of the neighborhood. YOUR PRIVATE BACKYARD RESORT! Step into an entertainer's absolute dream, completely secured within a striking, custom columned fence with detailed stonework. The Crown Jewel, a fully permitted, massive screened-in gazebo-your ticket to the ultimate Florida indoor/outdoor lifestyle with absolutely zero flying pests. Chef's Outdoor Kitchen features gleaming granite countertops, a built-in refrigerator, a stainless sink and a premium gas grill. Bonus Storage Solution, a custom-built shed seamlessly attached to the exterior of the garage gives you all the extra space you need for tools, equipment, or toys. Lush, Free-to-Maintain Lawn, Keep your grass thick and vibrant year-round with a private irrigation well. That means a gorgeous green yard with ZERO water cost! Inside, the home perfectly balances comfort with a smart functional design including two beautiful electric fireplaces. Split-Bedroom Plan for Ultimate Privacy, the luxurious primary suite sits completely separate on one side of the home, creating a quiet retreat away from the two spacious guest bedrooms on the other side. Dedicated Den/Office, positioned perfectly just off the large main living room-ideal for a high-end home office, media room or library. Turn-Key Perfection. Impeccably maintained, beautifully upgraded, and completely move-in ready. Just unpack your bags and start living the dream. Premier Location Commuter-friendly and incredibly convenient. Located just moments from Highway 27, giving you rapid, effortless access to all the shopping, dining, entertainment and daily essentials you need, while still offering a peaceful, private sanctuary to come home to. ATTENTION BUYERS! THIS WILL NOT LAST. A home featuring this level of custom stonework, a permitted outdoor kitchen and zero-cost irrigation is a rare unicorn on the market.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,519
Sqft
0.23 ac
Lot size
2
Garage
2021
Year built
One
Levels
$194
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,385 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,385/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.7%
$/sqft vs Frostproof actives
$194 vs $197
Days on market
57 vs 51 typical
Where $194/sqft sits among the 57 Frostproof actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Frostproof
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Frostproof. See the full Frostproof guide →
FROSTPROOF 33843 — neighborhood snapshot
Population
11,072
Median age
53.4
Median income
$51,358
Median home value
$107,900
Avg household
2.45
Households w/ children
742
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Frostproof market
$220K → $346K
Frostproof median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
28 of 57
Frostproof actives have cut their price
Median sold price, Frostproof, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 502% above the FROSTPROOF 33843 median. See the full Frostproof market guide →
Paper trail
This home's history
Reality check
What actually sold near 524 CENTRAL RIDGE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$440,000
851 N LAKE REEDY BOULEVARD
3 bd · 2.5 ba · 1,510 sqft · $291/sqft · 53 DOM
Sold · Nov ’25$279,900
141 W 6TH STREET
3 bd · 2 ba · 1,478 sqft · $189/sqft · 164 DOM
Sold · Apr ’26$252,000
60 BLACKJACK AVENUE
3 bd · 2 ba · 1,447 sqft · $174/sqft · 148 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 524 CENTRAL RIDGE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 524 CENTRAL RIDGE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
524 CENTRAL RIDGE LANE FAQs
What would the monthly payment be for 524 CENTRAL RIDGE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,385/mo — principal and interest, the actual property-tax bill, the $38/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 524 CENTRAL RIDGE LANE?+
The association fee works out to $38 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 524 CENTRAL RIDGE LANE?+
The most recent tax bill on record (2025) was $3,842. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 524 CENTRAL RIDGE LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Frostproof?+
At $295,000, this home is listed about 8% below the Frostproof median of $320,444. The market section on this page shows how the area is trending.
Which schools are assigned to 524 CENTRAL RIDGE LANE?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER NEIGHBORHOOD REALTY. MLS #R4911407.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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