121 S ROMA WAY, KISSIMMEE, FL, 34746
Active68 days on marketListed Jun 3, 2026MLS #R4911375
About this home
121 S ROMA WAY
Back of the market. Cash or conventional financing only. Seller is seeking full-price offers. The listing price is firm. Please submit all offers with proof of funds or a current pre-approval letter. Welcome to your Florida dream home! This beautifully maintained 4-bedroom, 2-bathroom residence offers the perfect combination of comfort, investment potential, and resort-style living. Whether you're a snowbird searching for a second home, an investor looking to capitalize on Airbnb or VRBO opportunities (short-term rentals are permitted), or a first-time homebuyer, this property is an exceptional opportunity. Step inside to discover a spacious open-concept floor plan filled with natural light, creating an inviting atmosphere ideal for entertaining family and guests. The home comes partially furnished, making it move-in or rental-ready from day one. Your private backyard oasis features a large, heated pool and spa, perfect for year-round enjoyment and maximizing rental appeal. Recent updates provide added peace of mind, including a brand-new roof installed in 2025. Residents enjoy access to outstanding community amenities, including a playground, tennis courts, community pool, and cabana, all with an incredibly low HOA fee. Conveniently located just minutes from Disney, major highways, shopping, dining, and entertainment, this home offers the ideal balance of lifestyle, location, and income-producing potential. Don't miss this rare opportunity—schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,740
Sqft
0.15 ac
Lot size
2
Garage
2001
Year built
One
Levels
$210
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,899 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,899/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.3%
$/sqft vs Kissimmee actives
$210 vs $209
Days on market
68 vs 53 typical
Where $210/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Indian Point, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Indian Point
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Indian Point is a short-term-rental community. See the full guide →
Indian Point — neighborhood snapshot
Population
1,542
Median age
33
Median income
$85,465
Median home value
$334,928
Avg household
3
Households w/ children
134
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
180 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% above the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 121 S ROMA WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$355,000
123 S ROMA WAY · same community
4 bd · 2 ba · 1,740 sqft · $204/sqft · 57 DOM
Sold · Oct ’25$320,000
4900 CORAL CASTLE DRIVE
3 bd · 2.5 ba · 1,755 sqft · $182/sqft · 32 DOM
Sold · Dec ’25$265,000
4871 CORAL CASTLE DRIVE
3 bd · 2.5 ba · 1,762 sqft · $150/sqft · 224 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 121 S ROMA WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 121 S ROMA WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
121 S ROMA WAY FAQs
What would the monthly payment be for 121 S ROMA WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,899/mo — principal and interest, the actual property-tax bill, the $5/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 121 S ROMA WAY?+
The association fee works out to $5 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 121 S ROMA WAY?+
The most recent tax bill on record (2025) was $5,082. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 121 S ROMA WAY be rented short-term?+
Yes — this home sits inside Indian Point, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 121 S ROMA WAY?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $365,000, this home is listed about 4% below the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 121 S ROMA WAY?+
Kissimmee Middle School (middle), Central Avenue Elementary School (elementary), Poinciana High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of INTERNATIONAL EXECUTIVE REALTY · Maritza Lopez. MLS #R4911375.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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