David Ramirez
$1,250,000$1,300,0005 bd3 ba2,809 sqft$445 /sqft$7,972 /mo all-in ↓

4901 MANOR HOUSE LANE, ST CLOUD, FL, 34772

Active76 days on marketListed May 9, 2026MLS #R4911242

Reduced $50KWaterfrontPrivate poolSingle Family ResidenceS L & I C

About this home

4901 MANOR HOUSE LANE

Welcome to an extraordinary opportunity at 4901 Manor House Lane in beautiful St. Cloud — located in one of Central Florida’s rare private fly-in communities! This stunning 4+ acre estate offers a lifestyle that is nearly impossible to find anywhere else in Florida, combining both private runway access and lakefront living in one incredible property. Adjoining the community runway, this one-of-a-kind property is perfect for aviation enthusiasts and those seeking privacy, luxury, and adventure. Enjoy approximately 350 feet of deeded water frontage with direct access to Lake Gentry and the highly sought-after Southern Chain of Lakes in Osceola County, creating endless opportunities for boating, fishing, and waterfront recreation. The beautifully designed custom home features 5 spacious bedrooms and 3 full bathrooms with exceptional craftsmanship and upscale finishes throughout. Inside, you’ll find custom upgraded countertops, cabinetry, upgraded tile flooring throughout entire home, fixtures, and thoughtfully designed living spaces ideal for both entertaining and everyday comfort. Step outside to your own private resort-style retreat featuring a stunning outdoor living and kitchen area, perfect for hosting gatherings year-round, along with a built-in swimming pool surrounded by the peaceful beauty of the property. Additional features include a spacious 3-car garage and a private detached guest house complete with 1 bedroom, 1 bathroom, and a mini kitchen — ideal for guests, extended family, or additional income potential. Conveniently located just 30 minutes south of Lake Nona Medical City and only 30 minutes from Florida’s beautiful East Coast beaches, this property offers the perfect balance of luxury, convenience, and recreation. Properties like this rarely become available — schedule your private showing today before this exceptional estate is gone!

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,809

Sqft

4.09 ac

Lot size

3

Garage

2018

Year built

One

Levels

$445

Per sqft

Private poolWaterfrontFireplaceWater view

Inside

FlooringCeramic Tile
AppliancesBuilt-In Oven · Dishwasher · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator · Water Filtration System
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionConcrete · HardiPlank Type
FoundationBlock · Slab
ViewWater
FacesWest
ParkingDriveway · Garage Door Opener · Garage Faces Side · Oversized
ExteriorFrench Doors · Outdoor Grill · Outdoor Kitchen · Private Entrance · Private Mailbox · Private Yard · Rain Gutters · Storage

Community & fees

Taxes (2025)$7,182/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,972 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,745
PMI (est., until 20% equity)$469
Property tax — 2025 actual bill$599
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $125,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $125,000
Interest rate6.00%
Loan term

Estimated payment

$7,972/mo

Principal & interest$6,745
PMI (est., until 20% equity)$469
Property taxes (actual bill)$599
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.3M
$529KedgeAI estimate $592,959 · range $551K$675K$1.3M

vs edgeAI estimate

+110.8%

$/sqft vs S L & I C

$445 vs $326

Days on market

76 vs 33 typical

Where $445/sqft sits among the 39 homes for sale in S L & I C

6
10
11
4
3 · this home
5
$216–268$268–319$319–371$371–422$422–474$474+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 4901 MANOR HOUSE LANE

Drive times from this address

Universal Orlando53 min
Walt Disney World54 min
Orlando Int’l Airport (MCO)54 min
Downtown Orlando54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34772 — neighborhood snapshot

Population

33,542

Median age

39.9

Median income

$86,900

Median home value

$352,400

Avg household

3.05

Households w/ children

4,027

For the school run

Osceola County School District

ElementaryHickory Tree Elementary School★★★★★
MiddleSt. Cloud Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

19 of 39

S L & I C have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 238% above the ST CLOUD 34772 median. See the full St Cloud market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,250,000 $50K
May 9, 2026Listed at $1,300,000 · 76 days on market since
2018Built · S L & I C

Reality check

What actually sold near 4901 MANOR HOUSE LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3738 KISSIMMEE PARK ROADSold · Mar ’26

$1,020,000

3738 KISSIMMEE PARK ROAD · same community

4 bd · 2 ba · 2,918 sqft · $350/sqft · 30 DOM

4475 BRADY RD.Sold · Jan ’26

$875,000

4475 BRADY RD. · same community

3 bd · 2.5 ba · 2,682 sqft · $326/sqft · 18 DOM

4272 LA SALLE AVENUESold · Mar ’26

$739,999

4272 LA SALLE AVENUE · same community

4 bd · 2.5 ba · 2,582 sqft · $287/sqft · 181 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4901 MANOR HOUSE LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4901 MANOR HOUSE LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4901 MANOR HOUSE LANE FAQs

What would the monthly payment be for 4901 MANOR HOUSE LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,972/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4901 MANOR HOUSE LANE?+

The most recent tax bill on record (2025) was $7,182. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Cloud?+

At $1,250,000, this home is listed about 194% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4901 MANOR HOUSE LANE?+

Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,250,000 runs 238% above the ST CLOUD 34772 median — but at 2,809 sqft it's also 42% larger than the typical St Cloud listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

76 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,300,000, now $1,250,000 — a $50K cut. The full history is in the market section below.

Listing courtesy of CENTRAL FLORIDA REAL ESTATE MANAGEMENT LLC · Christie Artura. MLS #R4911242.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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