ARMADILLO ROAD, ASTOR, FL, 32102
Active80 days on marketListed Apr 30, 2026MLS #R4911153
About this home
ARMADILLO ROAD
Build your next chapter on this vacant buildable lot located on a paved road with public water, sewer and electric available for easy development. The property already has a driveway with cement coverts already there and includes two storage sheds, adding extra value and convenience for tools, equipment, or future projects. Even better, the adjoining double lot with a home and attached workshop is also available for purchase offering a rare opportunity for expanded space. See adjoining property MLS#R4911152 for additional possibilities.
Facts & features
The home at a glance
0.17 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$439 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$439/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Astor
ASTOR 32102 — neighborhood snapshot
Population
2,401
Median age
59
Median income
$56,598
Median home value
$142,500
Avg household
1.94
Households w/ children
97%
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Astor market
$235K → $250K
Astor median sold, yr/yr
89.9%
Sale-to-list ratio (12 mo)
Median sold price, Astor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 84% below the ASTOR 32102 median. See the full Astor market guide →
Paper trail
This home's history
Reality check
What actually sold near ARMADILLO ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$50,000
24048 ERMINE ROAD · same community
2 bd · 2 ba · 672 sqft · $74/sqft · 4 DOM
Sold · May ’26$80,000
55710 FERN ROAD · same community
2 bd · 1 ba · 720 sqft · $111/sqft · 17 DOM
Sold · May ’26$159,900
55721 PALMETTO ROAD · same community
2 bd · 2 ba · 1,040 sqft · $154/sqft · 145 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about ARMADILLO ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for ARMADILLO ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
ARMADILLO ROAD FAQs
What would the monthly payment be for ARMADILLO ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $439/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on ARMADILLO ROAD?+
The most recent tax bill on record (2025) was $306. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Astor?+
At $40,000, this home is listed about 84% below the Astor median of $249,500. The market section on this page shows how the area is trending.
Which schools are assigned to ARMADILLO ROAD?+
Spring Creek Charter School (elementary), Umatilla Middle School (middle), Umatilla High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ASTOR 32102 market on paper
$40,000 is 84% below the ASTOR 32102 median of $243,000.
02Time on market is leverage
80 days on market against a Astor median of 32 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $50,000, now $40,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RIVER REALTY GROUP · AnnMari Daley. MLS #R4911153.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Astor homes, in your inbox
Like ARMADILLO ROAD but not quite? A daily digest of every new listing in Astor — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →