David Ramirez
$569,900$619,9005 bd3 ba2,289 sqft$249 /sqft$3,760 /mo all-in ↓

27627 LOIS DRIVE, TAVARES, FL, 32778

Active101 days on marketListed Apr 23, 2026MLS #R4911122

Reduced $50KWaterfrontSingle Family ResidenceVENETIAN VILLAGE

About this home

27627 LOIS DRIVE

Welcome to your fully updated and move in ready waterfront retreat! This 5 bedroom, 3 bath waterfront home offers the best of Central Florida living. Situated on a canal with access to the Harris Chain of Lakes, this property is a true boater’s and angler’s paradise with plenty of room for family, guests, entertaining, or working from home. The oversized driveway provides plenty of parking for large families or social gatherings. Recent upgrades include a new roof in March 2026 and two new A/C units installed in September 2024. The spacious primary suite features an updated bathroom with two sinks and a luxurious master shower with two shower heads. The home has been thoughtfully refreshed and updated for modern comfort and style throughout. With no HOA, you can enjoy the freedom to bring your boat, enjoy the waterfront lifestyle, and make the most of this exceptional setting. Located in desirable Lake County, this home offers easy access to historic downtown Mount Dora (by boat or car), Orlando, Disney, shopping, dining, and Florida’s famous attractions, while still giving you the charm and space of waterfront living. If you’ve been looking for updated waterfront living with room to spread out and direct access to one of Central Florida’s most beloved lake chains, this is the one.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,289

Sqft

0.26 ac

Lot size

2

Garage

1985

Year built

One

Levels

$249

Per sqft

WaterfrontFireplaceNegotiablePets allowed

Inside

FlooringCeramic Tile · Laminate · Luxury Vinyl
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Primary Bedroom Main Floor · Skylight(s) · Stone Counters · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingElectric · Heat Pump
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorFire Pit · Irrigation System

Community & fees

Taxes (2025)$3,737/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fiber Optics · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,760 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,075
PMI (est., until 20% equity)$214
Property tax — 2025 actual bill$311
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $56,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $56,990
Interest rate6.00%
Loan term

Estimated payment

$3,760/mo

Principal & interest$3,075
PMI (est., until 20% equity)$214
Property taxes (actual bill)$311
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Tavares actives

$249 vs $193

Days on market

101 vs 40 typical

Where $249/sqft sits among the 244 Tavares actives

51
92
39
29 · this home
13
20
$123–161$161–200$200–239$239–277$277–316$316+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tavares

Map of 27627 LOIS DRIVE

Drive times from this address

Downtown Orlando45 min
Universal Orlando48 min
Walt Disney World54 min
Orlando Int’l Airport (MCO)60 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tavares. See the full Tavares guide →

TAVARES 32778 — neighborhood snapshot

Population

25,099

Median age

53.8

Median income

$61,815

Median home value

$241,500

Avg household

2.16

Households w/ children

2,209

For the school run

Lake County School District

HighTavares High School★★★★★
ElementaryTavares Elementary School★★★★★
MiddleTavares Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tavares market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$324K$345K

Tavares median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

112 of 244

Tavares actives have cut their price

Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 73% above the TAVARES 32778 median. See the full Tavares market guide →

Paper trail

This home's history

CurrentPrice reduced to $569,900 $50K
Apr 23, 2026Listed at $619,900 · 101 days on market since
1985Built · VENETIAN VILLAGE

Reality check

What actually sold near 27627 LOIS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8337 SW Marin Drive, Stuart FL 34997Sold · Dec ’25

$690,000

8337 SW Marin Drive, Stuart FL 34997 · same community

3 bd · 2.5 ba · 2,039 sqft · $338/sqft · 34 DOM

27714 LOIS DRIVESold · Aug ’25

$277,500

27714 LOIS DRIVE · same community

3 bd · 2.5 ba · 1,618 sqft · $172/sqft · 27 DOM

126 WOODSIDE DRIVESold · Aug ’25

$240,000

126 WOODSIDE DRIVE · same community

3 bd · 2 ba · 1,570 sqft · $153/sqft · 78 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 27627 LOIS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 27627 LOIS DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

27627 LOIS DRIVE FAQs

What would the monthly payment be for 27627 LOIS DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,760/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 27627 LOIS DRIVE?+

The most recent tax bill on record (2025) was $3,737. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 27627 LOIS DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tavares?+

At $569,900, this home is listed about 73% above the Tavares median of $329,999. The market section on this page shows how the area is trending.

Which schools are assigned to 27627 LOIS DRIVE?+

Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$569,900 runs 73% above the TAVARES 32778 median — but at 2,289 sqft it's also 35% larger than the typical Tavares listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

101 days on market against a Tavares median of 40 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $619,900, now $569,900 — a $50K cut. The full history is in the market section below.

Listing courtesy of ELITE PROPERTIES GROUP OF LAKE , INC · Adam Hendershot. MLS #R4911122.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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