2983 COVEWOOD PLACE, CLEARWATER, FL, 33761
Active115 days on marketListed Apr 13, 2026MLS #R4911048
About this home
2983 COVEWOOD PLACE
Welcome to this beautifully upgraded 3-bedroom, 2.5-bath townhouse in a quiet cul-de-sac in the highly desirable Brookfield at Estancia community in Clearwater — a rare opportunity to enjoy stylish, low-maintenance living in a non-flood zone. From the moment you walk in, this move-in ready home feels warm, refined, and thoughtfully designed for both comfort and everyday convenience. The first floor showcases elegant porcelain tile flooring and hurricane-impact windows and doors, creating a bright and secure living space. The beautifully updated kitchen is the heart of the home, featuring stainless steel appliances, granite countertops, pull-out shelving, and a premium Kohler touchless sensor faucet — perfect for entertaining or enjoying quiet nights at home. The spacious 2-car garage offers exceptional functionality with extensive built-in storage, an EV-ready 220V outlet, water filtration system, new water heater, and a smart garage opener with integrated camera technology. Upstairs, engineered wood flooring adds warmth and sophistication throughout. A brand-new HVAC system with UV light air purification and a Nest thermostat with room sensors provide year-round comfort and energy efficiency. The oversized primary suite serves as a private retreat, complete with a custom walk-in closet and a spa-inspired bathroom featuring dual vanities, a relaxing soaking tub, and a separate walk-in shower. Two additional bedrooms plus a flexible office/den space offer endless possibilities for working from home, guests, hobbies, or growing families. Step outside to your own private patio with irrigation system — an ideal spot for morning coffee, evening wine, or peaceful outdoor relaxation. Living in Brookfield at Estancia means enjoying a true resort-style lifestyle without the upkeep. The HOA fee of $325/month covers roof maintenance, exterior painting, landscaping, pest control, garbage collection, and access to outstanding community amenities including two pools, two spas, tennis and pickleball courts, and a beautiful clubhouse. This is more than just a home — it’s a lifestyle of comfort, convenience, and peace of mind in one of Clearwater’s most desirable communities.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,865
Sqft
0.07 ac
Lot size
2
Garage
1999
Year built
Two
Levels
$244
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,550 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,550/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.7%
$/sqft vs BROOKFIELD
$244 vs $251
Days on market
115 vs 55 typical
Where $244/sqft sits among the 6 homes for sale in BROOKFIELD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33761 — neighborhood snapshot
Population
18,399
Median age
53.6
Median income
$71,839
Median home value
$271,100
Avg household
2.11
Households w/ children
1,319
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $350K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
4 of 6
BROOKFIELD have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% above the CLEARWATER 33761 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2983 COVEWOOD PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$438,000
2523 NORTHFIELD LANE · same community
3 bd · 2.5 ba · 1,832 sqft · $239/sqft · 329 DOM
Sold · Apr ’26$380,000
2570 NORTHFIELD LANE · same community
3 bd · 2.5 ba · 1,832 sqft · $207/sqft · 119 DOM
Sold · Jan ’26$429,000
2582 NORTHFIELD LANE · same community
4 bd · 2 ba · 1,784 sqft · $240/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2983 COVEWOOD PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2983 COVEWOOD PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2983 COVEWOOD PLACE FAQs
What would the monthly payment be for 2983 COVEWOOD PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,550/mo — principal and interest, the actual property-tax bill, the $325/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2983 COVEWOOD PLACE?+
The association fee works out to $325 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2983 COVEWOOD PLACE?+
The most recent tax bill on record (2025) was $2,219. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2983 COVEWOOD PLACE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $455,000, this home is listed about 65% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2983 COVEWOOD PLACE?+
Countryside High School (high), Curlew Creek Elementary School (elementary), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$455,000 runs 99% above the CLEARWATER 33761 median — but at 1,865 sqft it's also 49% larger than the typical Clearwater listing.
02Time on market is leverage
115 days on market against a Clearwater median of 55 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Countryside High School, Curlew Creek Elementary School, Palm Harbor Middle School — Curlew Creek Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $459,500, now $455,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TRG GROUP LLC. MLS #R4911048.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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