0 HIGHWAY 630 E UNIT 320, LAKE WALES, FL, 33898
Active154 days on marketListed Mar 2, 2026MLS #R4910803
About this home
0 HIGHWAY 630 E UNIT 320
Experience refined resort living in this beautifully designed loft-style tiny home located within the stunning 435-acre Resort at Canopy Oaks luxury resort. Thoughtfully crafted for comfort and flexibility, this charming retreat sleeps up to six guests and features a private bedroom, a spacious king bed in the loft, and a convenient pullout sofa — perfect for hosting family and friends. Enjoy peaceful pond views from Lot 320, complete with an accessibility ramp and the opportunity to add your own private sun deck for enhanced outdoor living. The covered front porch offers the perfect space to relax, unwind, and soak in the tranquil surroundings. Residents enjoy access to an impressive array of resort-style amenities, including a sparkling pool and relaxing spa, a vibrant tiki bar featuring live music, a beautifully maintained putting green, and pickleball courts — all set within peaceful, professionally landscaped grounds that enhance the community’s natural beauty. Whether you’re seeking a personal getaway, a seasonal retreat, or a smart investment, this property offers flexibility with the option to participate in the resort-managed rental program. Ideally located in Central Florida, you’re just a short drive from world-class fishing, major attractions, shopping, and dining.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
350
Sqft
0.11 ac
Lot size
2021
Year built
Two
Levels
$914
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,785 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,785/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lake Wales actives
$914 vs $171
Days on market
154 vs 56 typical
Where $914/sqft sits among the 372 Lake Wales actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Wales
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Wales. See the full Lake Wales guide →
LAKE WALES 33898 — neighborhood snapshot
Population
18,426
Median age
46.9
Median income
$54,778
Median home value
$161,500
Avg household
2.51
Households w/ children
1,790
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Wales market
$275K → $275K
Lake Wales median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
164 of 372
Lake Wales actives have cut their price
Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 122% above the LAKE WALES 33898 median. See the full Lake Wales market guide →
Paper trail
This home's history
Reality check
What actually sold near 0 HIGHWAY 630 E UNIT 320
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$200,000
6261 RED GRANGE BOULEVARD
2 bd · 1 ba · 1,040 sqft · $192/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 0 HIGHWAY 630 E UNIT 320 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 0 HIGHWAY 630 E UNIT 320 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
0 HIGHWAY 630 E UNIT 320 FAQs
What would the monthly payment be for 0 HIGHWAY 630 E UNIT 320?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,785/mo — principal and interest, the actual property-tax bill, the $350/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 0 HIGHWAY 630 E UNIT 320?+
The association fee works out to $350 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 0 HIGHWAY 630 E UNIT 320?+
The most recent tax bill on record (2025) was $3,006. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 0 HIGHWAY 630 E UNIT 320?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Wales?+
At $319,900, this home is listed about 25% above the Lake Wales median of $256,490. The market section on this page shows how the area is trending.
Which schools are assigned to 0 HIGHWAY 630 E UNIT 320?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$319,900 runs 122% above the LAKE WALES 33898 median.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
154 days on market against a Lake Wales median of 56 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of ON POINT REALTY INC. · Christina Maurais. MLS #R4910803.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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