EMMA STREET W, LAKELAND, FL, 33815
Active328 days on marketListed Sep 12, 2025MLS #R4909912
About this home
EMMA STREET W
One or more photo(s) has been virtually staged. ATTENTION BUILDERS, DEVELOPERS & INVESTORS – PRIME 2 ACRES CORNER LOT LAKELAND OPPORTUNITY! Unlock the potential of 1.966 acres (85,664 sq.ft.) MOL of (3) combined commercial lots located in the heart of Lakeland’s opportunity zone CRA Midtown District. This is a rare, high-visibility site with C-2 Commercial/Industrial zoning and future land use designated for High-Density Residential—the perfect combination for a bold developer vision. Location, Location, Location! Situated directly across from the thriving Bonnet Springs Park and just off Kathleen Road (State Road 539 connecting downtown Lakeland with Interstate 4), this property sits in one of Lakeland’s fastest-growing corridors. High traffic, high demand, and maximum visibility. Enjoy Endless Development Potential: Build-to-suit residential or commercial facilities; Multifamily Affordable Housing (eligible for City Grant Funding Programs): townhomes or apartments. Commercial Building: restaurants, retail, or mixed-use development. Other Highlights to note: Composed of (3) lots total, property is not in a flood zone, property is located within the City’s revitalization initiative area. City water and sewer connections available. Vacant lots are already cleared, maintained and infrastructure ready. The Annual Average Daily Traffic volume for the past year is 37,000. Surrounded by growth, redevelopment, and strong market demand, this is the perfect opportunity for builders and forward-thinking investors to capitalize on Lakeland’s explosive growth. Whether your vision is residential multifamily, or commercial—this property is ready to deliver. Act now—prime parcels like this do not last! Buyer responsible for verifying all information in listing and doing their own due diligence. This is a combined package deal ONLY! The best offers will be considered. Only serious inquiries! Additional lots: 1. 0 Adams street Lakeland 33815 (.1832 acres [7,980 sq.ft]) 2. Kathleen Road Lakeland Fl 33815 (.82 acres [35,597 sq.ft] *3. Emma Street W Lakeland 33815 (.9662 acres [42,087 sq.ft]*
Facts & features
The home at a glance
0.97 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,368 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,513/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside North Lake Wire
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
North Lake Wire — neighborhood snapshot
Population
1,473
Median age
39
Median income
$12,521
Median home value
$164,190
Avg household
2
Households w/ children
109
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 510% above the LAKELAND 33815 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near EMMA STREET W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$229,000
1128 OLIVE STREET
2 bd · 1 ba · 792 sqft · $289/sqft · 39 DOM
Sold · Dec ’25$180,000
1215 RUBY STREET
2 bd · 1 ba · 851 sqft · $212/sqft · 2 DOM
Sold · Mar ’26$299,000
125 N KENTUCKY AVENUE UNIT 207
1 bd · 1 ba · 917 sqft · $326/sqft · 82 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about EMMA STREET W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for EMMA STREET W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
EMMA STREET W FAQs
What would the monthly payment be for EMMA STREET W?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,368/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on EMMA STREET W?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at EMMA STREET W?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $1,249,000, this home is listed about 268% above the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to EMMA STREET W?+
Lakeland Senior High School (high), Lakeland Highlands Middle School (middle), Valleyview Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,249,000 runs 510% above the LAKELAND 33815 median.
02Time on market is leverage
328 days on market against a Lakeland median of 43 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Lakeland Senior High School, Lakeland Highlands Middle School, Valleyview Elementary School — Valleyview Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,300,000, now $1,249,000 — a $51K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WHITEHOUSE MANAGEMENT & REALTY · Bonnie Scott. MLS #R4909912.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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