David Ramirez
$632,158$646,1584 bd3 ba2,612 sqft$242 /sqft$3,808 /mo all-in ↓

3887 WALKER LAKE ROAD, BARTOW, FL, 33830

Active381 days on marketListed Jul 7, 2025MLS #R4909580

Reduced $14KNew constructionSingle Family ResidenceWALKER LAKE ESTATES

About this home

3887 WALKER LAKE ROAD

Welcome to Walker Lake Estates, a Southern Homes community nestled in Alturas, FL, situated off of Alturas Babson Park Cut-Off Rd and Walker Lake Rd. Lots 6-11 provide exclusive lake access, offering residents the opportunity to enjoy the tranquil waters of Lake Walker. Surrounding the community are acres of farmland and natural beauty, perfect for those seeking a peaceful retreat. Outdoor enthusiasts will have the benefit of being nearby Lake Wales Ridge State Forest, offering miles of hiking and biking trails to enjoy. With its prime location and access to amenities, Walker Lake Estates offers residents the perfect blend of rural charm and modern comfort in Alturas.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,612

Sqft

3.07 ac

Lot size

2

Garage

2025

Year built

One

Levels

$242

Per sqft

Water viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range
InteriorAttic Ventilator · Eating Space In Kitchen · Primary Bedroom Main Floor · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stone · Stucco
FoundationSlab
ViewWater
FacesEast
ExteriorFrench Doors · Irrigation System · Sliding Doors

Community & fees

Taxes (2024)$0/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,808 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,411
PMI (est., until 20% equity)$237
Property tax — 2024 actual bill$0
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $63,216Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $63,216
Interest rate6.00%
Loan term

Estimated payment

$4,388/mo

Principal & interest$3,411
PMI (est., until 20% equity)$237
Est. property taxes$579
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $632K
$332KedgeAI estimate $448,452 · range $346K$508K$657K

vs edgeAI estimate

+41%

Days on market

381 vs 42 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bartow

Map of 3887 WALKER LAKE ROAD

Drive times from this address

Walt Disney World68 min
Downtown Tampa71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bartow. See the full Bartow guide →

BARTOW 33830 — neighborhood snapshot

Population

32,738

Median age

36.2

Median income

$62,636

Median home value

$207,900

Avg household

2.91

Households w/ children

3,768

For the school run

Polk County School District

HighBartow Senior High School★★★★★
MiddleBartow Middle School★★★★
ElementaryJames E. Stephens Academy★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bartow market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$325K$310K

Bartow median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

Median sold price, Bartow, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 104% above the BARTOW 33830 median. See the full Bartow market guide →

Paper trail

This home's history

CurrentPrice reduced to $632,158 $14K
Jul 7, 2025Listed at $646,158 · 381 days on market since
2025Built · WALKER LAKE ESTATES

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3887 WALKER LAKE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3887 WALKER LAKE ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3887 WALKER LAKE ROAD FAQs

What would the monthly payment be for 3887 WALKER LAKE ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,808/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3887 WALKER LAKE ROAD?+

The most recent tax bill on record (2024) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3887 WALKER LAKE ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bartow?+

At $632,158, this home is listed about 95% above the Bartow median of $325,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3887 WALKER LAKE ROAD?+

Bartow Senior High School (high), Bartow Middle School (middle), James E. Stephens Academy (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$632,158 runs 104% above the BARTOW 33830 median — but at 2,612 sqft it's also 44% larger than the typical Bartow listing.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

381 days on market against a Bartow median of 42 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $646,158, now $632,158 — a $14K cut. The full history is in the market section below.

Listing courtesy of VANTAGE PROPERTY MANAGEMENT LLC · Ed Laderer. MLS #R4909580.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Bartow homes, in your inbox

Like 3887 WALKER LAKE ROAD but not quite? A daily digest of every new listing in Bartow — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 23, 2026 at 4:06 PM UTC. The listing information on this page last changed on July 23, 2026 at 4:06 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 23, 2026 at 4:06 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 23, 2026 at 4:06 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.