4692 SE Manatee Way, Stuart FL 34997, STUART, FL, 34997
Active140 days on marketListed Mar 7, 2026MLS #R11169910
About this home
4692 SE Manatee Way, Stuart FL 34997
NEW, LUXURIOUS TOWNHOME with private BOAT DOCK! Discover waterfront luxury in Manatee Isles with this beautiful 3-bed, 2.5-bath residence featuring premium upgrades, gourmet kitchen, spacious master suite with custom walk-in closet system and spa-like shower. 10-foot ceilings upstairs and down, custom recessed lighting, porcelain tile, luxury vinyl plank flooring, built with solid concrete block, full impact glass. This unit only premium owner upgrades: additional lighting, ring cameras, etched sidelights. MUST SEE. Private boat dock (159.9K extra) w/ 10K lift in protected area of bay to weather storms, water and electric included, ocean access!! This charming waterfront community is completely unique. With premier fishing, dining, boating--everything water--steps from your front door!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,752
Sqft
0.04 ac
Lot size
2
Garage
2023
Year built
2
Levels
$362
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,998 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,998/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+29.8%
$/sqft vs Stuart actives
$362 vs $265
Days on market
140 vs 94 typical
Where $362/sqft sits among the 400 Stuart actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Salerno Shores
Get to know Stuart. See the full Stuart guide →
Salerno Shores — neighborhood snapshot
Population
360
Median age
68
Median income
$65,063
Median home value
$366,800
Avg household
2
Households w/ children
11%
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Stuart market
$220K → $1.0M
Stuart median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
42 of 400
Stuart actives have cut their price
Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 63% above the STUART 34997 median. See the full Stuart market guide →
Paper trail
This home's history
Reality check
What actually sold near 4692 SE Manatee Way
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$449,000
3848 SE Grant Street, Stuart FL 34997
3 bd · 2 ba · 1,757 sqft · $256/sqft · 18 DOM
Sold · Jun ’26$335,000
5190 SE Seascape Way # 103, Stuart FL 34997
4 bd · 3 ba · 1,733 sqft · $193/sqft · 49 DOM
Sold · Jul ’26$664,000
5040 SE Bent Wood Drive, Stuart FL 34997
3 bd · 2 ba · 1,796 sqft · $370/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4692 SE Manatee Way — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4692 SE Manatee Way — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4692 SE Manatee Way FAQs
What would the monthly payment be for 4692 SE Manatee Way, Stuart FL 34997?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,998/mo — principal and interest, the actual property-tax bill, the $300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4692 SE Manatee Way, Stuart FL 34997?+
The association fee works out to $300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4692 SE Manatee Way, Stuart FL 34997?+
The most recent tax bill on record (2025) was $10,481. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4692 SE Manatee Way, Stuart FL 34997?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Stuart?+
At $635,000, this home is listed about 140% above the Stuart median of $265,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4692 SE Manatee Way, Stuart FL 34997?+
Murray Middle School (middle), Port Salerno Elementary School (elementary), South Fork High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$635,000 runs 63% above the STUART 34997 median — but at 1,752 sqft it's also 74% larger than the typical Stuart listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $795,000, now $635,000 — a $160K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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