712 Bianca Drive NE, Palm Bay FL 32905, PALM BAY, FL, 32905
Active141 days on marketListed Mar 5, 2026MLS #R11168982
About this home
712 Bianca Drive NE, Palm Bay FL 32905
Bright and welcoming 3-bedroom, 2-bath home in a friendly sidewalk-lined neighborhood--perfect for evening walks, bike rides, and outdoor living. Inside, you'll find three comfortable bedrooms filled with natural light and a versatile bonus room ideal for a home office, playroom, hobby space, or additional living area. The layout offers both charm and flexibility for modern living. Step outside to a spacious fenced backyard--perfect for pets, entertaining, gardening, or simply relaxing in your own private space. This home combines cozy character with practical features, making it a great opportunity for families, first-time buyers, or anyone looking for comfort in a warm community setting. Don't miss the chance to make this inviting home your own!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,728
Sqft
0.17 ac
Lot size
1
Garage
1969
Year built
1
Levels
$138
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,006 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,006/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Bay actives
$138 vs $209
Days on market
141 vs 31 typical
Where $138/sqft sits among the 352 Palm Bay actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Malabar
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Bay. See the full Palm Bay guide →
Port Malabar — neighborhood snapshot
Population
4,078
Median age
53
Median income
$58,647
Median home value
$222,467
Avg household
2
Households w/ children
226
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Bay market
$306K → $329K
Palm Bay median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
93 of 352
Palm Bay actives have cut their price
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the PALM BAY 32905 median. See the full Palm Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 712 Bianca Drive NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$295,000
2996 Garden Terrace NE, Palm Bay FL 32905 · same community
4 bd · 2 ba · 1,736 sqft · $170/sqft · 4 DOM
Sold · Apr ’26$260,000
980 BACON CIRCLE NE
4 bd · 2 ba · 1,680 sqft · $155/sqft · 52 DOM
Sold · Jul ’25$335,000
1243 WILD ROSE DRIVE NE
3 bd · 2 ba · 1,508 sqft · $222/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 712 Bianca Drive NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 712 Bianca Drive NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
712 Bianca Drive NE FAQs
What would the monthly payment be for 712 Bianca Drive NE, Palm Bay FL 32905?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,006/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 712 Bianca Drive NE, Palm Bay FL 32905?+
The most recent tax bill on record (2025) was $4,002. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 712 Bianca Drive NE, Palm Bay FL 32905?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Bay?+
At $239,000, this home is listed about 32% below the Palm Bay median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 712 Bianca Drive NE, Palm Bay FL 32905?+
Palm Bay Elementary School (elementary), Palm Bay Magnet Senior High School (high), Stone Magnet Middle School (middle) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM BAY 32905 market on paper
$239,000 is 11% below the PALM BAY 32905 median of $270,000, and at $138/sqft it sits under the Palm Bay average of $194.
02Time on market is leverage
141 days on market against a Palm Bay median of 31 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $246,500, now $239,000 — a $8K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New Palm Bay homes, in your inbox
Like 712 Bianca Drive NE, Palm Bay FL 32905 but not quite? A daily digest of every new listing in Palm Bay — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →