David Ramirez
$1,099,000$1,499,9994 bd3.5 ba2,578 sqft$426 /sqft$9,278 /mo all-in ↓

3055 Waterside Circle, Boynton Beach FL 33435, BOYNTON BEACH, FL, 33435

Active156 days on marketListed Mar 3, 2026MLS #R11168300

Reduced $401KWaterfrontPrivate poolTownhouseWATERSIDE VILLAGE PUD,WATERSIDE TOWNHOMES

About this home

3055 Waterside Circle, Boynton Beach FL 33435

Experience the ultimate boater's dream and the very best of South Florida waterfront living in this fully redesigned Intracoastal townhome. Perfectly positioned with a 30 foot deeded private dock just steps from your back patio, this residence offers direct boating access with close proximity to the Boynton Inlet, allowing you to reach the open ocean within minutes. Enjoy effortless days on the water, waterfront dining by boat, and quick access to downtown Delray Beach and world famous Atlantic Avenue, known for its award winning restaurants, boutique shopping, vibrant nightlife, and pristine beaches. This is true South Florida luxury lifestyle living, both walkable and boatable. Fully renovated from top to bottom, this 4 bedroom, 3.5 bath residence showcases exceptional craftsmanship a modern design throughout. Impact windows and doors provide security and peace of mind while framing stunning water views. Oversized 100 x 40 Lava Grey porcelain tile floors create a sleek architectural foundation across the main living areas. The fully customized chef's kitchen imported from Italy features custom Italian cabinetry, quartz countertops, premium Bosch appliances, and a built in wine fridge, delivering both beauty and performance for everyday living and elevated entertaining. Every bathroom has been completely redesigned with custom finishes and spa inspired detailing, offering a refined and cohesive aesthetic throughout the home. From soaring ceilings and seamless indoor outdoor flow to designer materials and meticulous upgrades, every element has been thoughtfully curated. Move in ready, boat ready, and lifestyle ready, this is Intracoastal living without compromise.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,578

Sqft

0.04 ac

Lot size

2

Garage

2008

Year built

3

Levels

$426

Per sqft

Private poolWaterfrontCanal & Intracoastal View & Canal View viewFurnished,Furniture OnlyPets allowed

Inside

FlooringWood
AppliancesElectric Water Heater · Dishwasher · Disposal · Dryer · Free-Standing Freezer · Ice Maker · Microwave · Water Purifier · Electric Range · Refrigerator · Washer · Water Softener Owned
InteriorBuilt-in Features · Cooking Island · Custom Mirrors · Fire Sprinklers · Entrance Foyer · Pantry · Roman Tub · Split Bedroom · Volume Ceilings · Walk-In Closet(s) · Den/Library/Office · Family Room · Great Room · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry
CoolingCeiling Fan(s) · Central Individual A/C · Electric
HeatingCentral · Electric
FurnishedFurnished,Furniture Only

Outside & construction

RoofCurved/S-Tile Roof
ConstructionCBS Construction
ViewCanal · Intracoastal View · Canal View
FacesNorth
Parking2 Or More Spaces · Guest · Parking Garage
ExteriorEast Of Us1 · Balcony · Open Balcony

Community & fees

HOA fee$928/mo
Taxes (2025)$22,167/yr
PetsYes
CommunityBuyer Approval Required · Clubhouse · Exercise Room · Mandatory Hoa · Pool · Spa/Hot Tub · Whirlpool

Utilities & systems

UtilitiesCable Connected · Sewer Connected · Water Connected · Cable Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$9,278 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,930
PMI (est., until 20% equity)$412
Property tax — 2025 actual bill$1,847
HOA fee — from the listing$928
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $109,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $109,900
Interest rate6.00%
Loan term

Estimated payment

$9,278/mo

Principal & interest$5,930
PMI (est., until 20% equity)$412
Property taxes (actual bill)$1,847
HOA / condo fee$928
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$803KedgeAI estimate $836,900 · range $837K$837K$1.1M

vs edgeAI estimate

+31.3%

$/sqft vs Boynton Beach actives

$426 vs $236

Days on market

156 vs 64 typical

Where $426/sqft sits among the 399 Boynton Beach actives

103
117
87
48
14 · this home
30
$119–184$184–249$249–313$313–378$378–443$443+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Waterside Village

Map of 3055 Waterside Circle, Boynton Beach FL 33435 inside its neighborhood boundary

Get to know Boynton Beach. See the full Boynton Beach guide →

Waterside Village — neighborhood snapshot

Population

164

Median age

72

Median income

$47,760

Median home value

$230,000

Avg household

1

Households w/ children

1%

For the school run

Palm Beach County School District

ElementaryPlumosa School Of The Arts★★★★
HighAtlantic High School★★★★★
MiddleCarver Middle School★★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Boynton Beach market

Seller’s marketLeans buyer9.9 months of inventoryBuyer’s market

$555K$405K

Boynton Beach median sold, yr/yr

98.7%

Sale-to-list ratio (12 mo)

38 of 399

Boynton Beach actives have cut their price

Median sold price, Boynton Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 696% above the BOYNTON BEACH 33435 median. See the full Boynton Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,099,000 $401K
Mar 3, 2026Listed at $1,499,999 · 156 days on market since
2008Built · WATERSIDE VILLAGE PUD,WATERSIDE TOWNHOMES

Reality check

What actually sold near 3055 Waterside Circle

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5109 N Ocean Boulevard # H, Ocean Ridge FL 33435Sold · Jun ’26

$1,540,000

5109 N Ocean Boulevard # H, Ocean Ridge FL 33435

3 bd · 3 ba · 2,520 sqft · $611/sqft · 167 DOM

110 Dolphin Road, Ocean Ridge FL 33435Sold · Jun ’26

$2,062,570

110 Dolphin Road, Ocean Ridge FL 33435

3 bd · 2 ba · 2,682 sqft · $769/sqft · 118 DOM

5555 N Ocean Boulevard, Ocean Ridge FL 33435Sold · Jun ’26

$1,850,000

5555 N Ocean Boulevard, Ocean Ridge FL 33435

3 bd · 2 ba · 2,754 sqft · $672/sqft · 27 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3055 Waterside Circle — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3055 Waterside Circle — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

3055 Waterside Circle FAQs

What would the monthly payment be for 3055 Waterside Circle, Boynton Beach FL 33435?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,278/mo — principal and interest, the actual property-tax bill, the $928/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3055 Waterside Circle, Boynton Beach FL 33435?+

The association fee works out to $928 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3055 Waterside Circle, Boynton Beach FL 33435?+

The most recent tax bill on record (2025) was $22,167. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3055 Waterside Circle, Boynton Beach FL 33435?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Boynton Beach?+

At $1,099,000, this home is listed about 238% above the Boynton Beach median of $325,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3055 Waterside Circle, Boynton Beach FL 33435?+

Plumosa School Of The Arts (elementary), Atlantic High School (high), Carver Middle School (middle), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,099,000 runs 696% above the BOYNTON BEACH 33435 median — but at 2,578 sqft it's also nearly twice the size of the typical Boynton Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $928/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

156 days on market against a Boynton Beach median of 64 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

Plumosa School Of The Arts, Atlantic High School, Carver Middle School, Glades Construction Academy At West Technical — Plumosa School Of The Arts rates 4 of 5. Always verify assignments with the district.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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